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How to Save Time on Everyday Banking

Tropical Financial Credit Union
By Tropical Financial Credit Union - April 16, 2024

Even though as people we are most likely to choose a bank because the locations are “convenient,” how often do we really use those locations? Most of the time we are in a rush to get where we need to be or too busy at work to wait in line, so what do we do? We save time by either banking online or depending on an app to do our banking.

We get wanting to save time because believe us, we want to as well. So, if you ever find yourself in a time crunch or not wanting to stand in line at your bank or credit union here are features that help you save time doing your everyday banking.

mobile banking with mobile app

Mobile Deposit

There’s no more heading into the branch with this one, in fact, mobile deposit is super simple and a great way to deposit funds on the go. If you have a check that needs to be deposited to your account, all you have to do is snap a picture of the front and back of the check and the funds are added to your account.

Most of the time you can do this from anywhere, so whether you’re in your car or on your couch there’s no need to run to the bank just to make a deposit.

Travel Alerts

Most financial institutions provide this feature through their app. If you know you’re heading out on vacation or you’re already there setting travel notifications can help to eliminate any instances of your card being declined while on a trip.

Normally all you have to do is go into the app and specify where you’re going and for how long. It’s a very helpful feature especially if you bank locally and don’t have a branch near you.

Transfer Funds

Something you would might have had to go out of your for in the past is something that now you can do with a simple click of a few buttons at most financial institutions. Transferring between accounts is pretty easy all you have to do is put in the amount you want to transfer and where you want to transfer it too, takes not even a minute.

This is very helpful if you have kids, want to pay on loans or credit cards or are planning to use a certain account. Most time transferring funds is only for an account to account with the same financial institution; if you’re looking to transfer funds outside of your financial institution something such as a person to person payment app may make it a bit easier.

Pay & Schedule Bills

Eliminate the hassle of going into a branch by scheduling and paying bills online through BillPay. This feature tends to work best with things such as water, cable and cell phone bills. You can either set up recurring or one time payments.

The other helpful thing with bill pay is that you have control of the payments because the company itself isn’t taking money out of your account compared to you going online to the biller’s website and putting in your information.

Banking has gotten very sophisticated and convenient over the years. For the simple things, you’d dread to travel all the way to a branch for you can now do from the comfort of your home with your phone. If you don’t have the TFCU mobile app, be sure to download it today to save time on your everyday banking.

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The content reflects the view of the author of the article and does not necessarily reflect the views of Tropical Financial Credit Union or its employees.
We do not guarantee the accuracy or completeness of the information presented in the article.