Choosing a checking account shouldn't feel frustrating
online & mobile
Your TFCU account is as close as your smartphone with the highly rated TFCU mobile app. View balances, transfer funds, and deposit checks anytime, anywhere.
No time to stop at a branch to deposit a check? No problem. With a few simple taps and camera snaps, you can make a deposit anytime, anywhere with TFCU's mobile app.
fREE bill pay
The quicker and easier way to pay your bills through our free* online Bill Pay. With this convenient, secure service, you can set up your billers and pay your bills from anywhere in just seconds.
*Non-usage fees may apply. See Schedule of Fees for details.
DEBIT MASTERCARD with purchase rewards
Organize your finances all in one place. FinanceWorks categorizes your expenses from 19,000+ financial institutions so you have a more complete picture of your spending.
Have Student Loan Debt?
We've got your back! With tools like our Student Roundup program powered by ChangEd, you can effortlessly save for additional student loan payments that will help pay your loans off sooner. Download the app below and link your TFCU checking account. From there, we'll roundup your spare change and save it toward time and money savings student loan payments!
“They have excellent customer service, the transactions are easy, no matter what it is that I need they always find a way.”
Compare and Pick the Best Florida Checking Account For You
Recommended for those looking for lower costs and better benefits
Daily minimum balance of at least $1,500 in checking or
Recommended for those needing a basic transaction account with no usage requirements
Recommended for students and young adults ages 13-25
Steps to Apply for a Florida Checking Account
Your initial deposit
If you are planning to set up direct deposit to your new account, you will need to provide your payroll department or Social Security with TFCU's ABA Routing Number (267077847) and your TFCU account number.
what you need
know your beneficiaries
TFCU membership required with $5.00 minimum in savings. Must reside in a state within
You Can Feel Good About Banking
Get answers to common Florida checking account questions
How do I report a lost or stolen debit card?
To report a lost/stolen Debit MasterCard or ATM card, call 800-472-3272.
How can I cancel or stop payment on check or a transaction coming through my account?
How do I reorder personal checks?
Checks can be ordered through Online Banking under ADDITIONAL SERVICES, select check Re-order, in a Branch, or by speaking with a Call Center representative. For first-time check ordering please visit a Branch or call our Call Center at 888-261-8328. You will receive your checks in 7 to 10 business days.
“My whole family banks with Tropical Financial and the service is incredible. The quality of service, the attention the employees give me is 100%. I couldn’t ask for more.”