Maximize Your Business Growth
Improve the efficiency of your business by choosing the right commercial loan. Allow Tropical Financial to help you explore the options!
Simple Business Loans That Support Your Growth
Commercial Real Estate
- Our purpose-built loans are ideal for businesses buying, renovating, or refinancing new properties
- Building a bigger business starts here with Tropical Financial
- Flexible payment terms
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Purchase and refinance options available
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Investment real-estate loans available
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Business New Auto Loan Rates
5.94% APR*
60 MonthsA Business Checking Account is Required for Loan. Auto Pay from Business Checking for Rate Discount.
6.14% APR*
78 MonthsA Business Checking Account is Required for Loan. Auto Pay from Business Checking for Rate Discount.
7.04% APR*
84 MonthsA Business Checking Account is Required for Loan. Auto Pay from Business Checking for Rate Discount.
Business Used Auto Loan Rates
6.04% APR*
60 MonthsA Business Checking Account is Required for Loan. Auto Pay from Business Checking for Rate Discount.
6.24% APR*
78 MonthsA Business Checking Account is Required for Loan. Auto Pay from Business Checking for Rate Discount.
Commercial Loan Properties in Florida
TFCU supports commercial real estate loans to a variety of property types in Florida. Determining which type of investment property best suits your business needs can help when it comes to the commercial real estate loan process. Check out the type of owner-occupied and investment properties our members have invested in:
Multi-Family
This can include the following:
- Apartment Buildings
- Duplexes
- Large Residential Buildings
Industrial
This can include the following:
- Warehouses
- Distribution Centers
- Manufacturing Buildings
Office
This can include the following:
- Dental Offices
- Medical Practices
- Law Offices
Retail
This can include the following:
- Storefronts
- Shopping Plazas
- Franchise Locations
Connect Today
Featured Rates
3 % APY
30-Year Fixed Rate$25 minimum deposit
Quarterly dividend payments.
3 % APY
30-Year Fixed Rate$25 minimum deposit
Quarterly dividend payments.
3 % APY
30-Year Fixed Rate$25 minimum deposit
Quarterly dividend payments.
3 % APY
30-Year Fixed Rate$25 minimum deposit
Quarterly dividend payments.
Florida Small Business Savings Account
Grow your small business in Florida with a credit union savings account. We help make saving money easy with three different business saving account options.
Business Money Market
Business Savings Account
Certificate of Deposit
Set aside money for a future expenditure while ensuring a guaranteed higher return on your investment with as little as $500.
Benefits of Getting a Small Business Loan With Tropical Financial
Helping Others Feel Good About Banking
No appointment needed. In less than an hour I was able to open a business account and get a car credit loan. Kimberly was phenomenal and sweet.
Yenifer
West Palm Beach, FL
After being a member for a number of years, I can say PROUDLY that I support this entire branch in Fort Lauderdale. From my Personal, Business and Auto Loan(s)-- this branch certainly delivers the service! The staff, the location and the upper tier service that they provide is wonderful and I have encouraged others to come along and join as well.
Michael
Ft Lauderdale, FL
I had the pleasure of meeting Heiley, Member Service Representative. She is very knowledgeable, attentive and answered all questions I had. I felt very comfortable in opening a Business account with Tropical Financial!
Santos
West Palm Beach, FL
Credit Union Commercial Real Estate & Business Loan FAQs
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What Documents Should I Prepare When Applying for a Florida Commercial Real Estate Loan?
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Credit union commercial real estate loans are a big investment, which is why the proper documentation is required when applying. Here are some documents recommended to have prepared ahead of time in order to expedite the process.
- Personal Financial Statement
- Business Debt Schedule
- Past 3 years Business and Personal Tax Returns
- Current year Business Financial Statements
- Property Specific Income/Expense Information
- Past Appraisals, or Environmental Reports
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What Areas of Florida Are Business Loans Available From Tropical Financial?
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To become a member is easy, you must live or work in one of the following Florida counties:
- Miami-Dade
- Broward
- Palm Beach
- St. Lucie
- Martin
- Hendry
- Collier
- Lee
- Sarasota
- Monroe
- Charlotte
- Manatee
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Do I Have to Be a Member to Apply for TFCU Business Products?
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You do not have to be a member to apply for any TFCU business product. However, membership is required before loans can be funded and at the time of account opening for business checking accounts.
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Disclosure
*APR = Annual Percentage Rate includes a .25% rate discount applies when the borrower has a TFCU business checking account, and the loan payment is set up on Auto Pay from that business checking account. This applies to both new and existing business members on business vehicle loans, excluding Unsecured Fixed, Unsecured LOC, Share Pledge Loans and Credit Cards. The minimum rate allowed under this program is 4.99%.
All loans are subject to approval based on credit worthiness, collateral approval and other factors. TFCU membership eligibility is required with a $1 minimum savings. Other restrictions may apply. Rates and Offers may change or be removed at any time without notice.