Image - business owners working


Maximize the opportunity for your business growth with a commercial business loan in Florida. Improve the efficiency of your business by purchasing the commercial property or real estate it needs. Commercial real estate loans also allow you to leverage equity to expand or remodel all while your business expands.

I Want to Open a Business Checking or Savings Account


Finding the right business checking account for your Florida company is important, let Tropical Financial Credit Union help:  

Select Business Checking
Recommended for small businesses  with limited transactions

This account features a low monthly service fee of just $5, but the fee can be avoided by maintaining just one of the following requirements:

Maintaining an average monthly balance of $5,000 or
If you have business loan(s) with an outstanding balance of $50,000 or greater (credit cards excluded).

No per item fees or fee for cash deposits 

Free Online/Mobile banking & Bill Pay 

Minimum deposit of just $100 to open your account 


Premium Business Checking
Recommended for business owners who may need multiple checking accounts

Monthly service fee of $10 but the fee can be avoided by maintaining just one of the following requirements:

Maintaining an average monthly balance of $10,000 or
If you have business loan(s) with an outstanding balance of $50,000 or greater (credit cards excluded).

Add up to two additional checking accounts at no additional monthly service fee

No per item fees or fee for cash deposits

Free Online/Mobile banking & Bill Pay

Minimum deposit of just $100 to open your account  

I Want to Open a Business Checking or Savings Account


Making a good investment is our goal for you, compare our commercial real estate and property loan rates and calculate what the ideal loan type is best for your business needs. Tropical offers competitive, customized rates. Request a call back for today's rates. 

Request a call with a Business Loan Expert


Grow your small business in Florida with a credit union savings account.
We help make saving money easy with three different business saving account options.

image - TFCU offers business money market accounts


Enjoy quick access to your money with a higher savings interest rate when you maintain a minimum account balance.

image - TFCU offers business savings accounts


Enjoy an interest-bearing account that provides maximum deposit flexibility and no minimum balance requirements. 
image - TFCU offers certificate of deposits


Set aside money for a future expenditure while ensuring a guaranteed higher return on your investment with as little as $500.

Benefits of Small Business Banking with a Credit Union

TFCU wants to help grow your business. Whether that’s through a small business loan or business checking account we offer many options to help support your business needs.

Debt Consolidation

MasterCard Business Rewards

When you make the purchases you need to grow your business, you will earn points you can redeem for gift cards, travel, technology, and merchandise while also enjoying many other travel benefits and discounts.

image - TFCU offer business lines of credit

Business Lines of Credit

A line of credit gives you access up to $250,000, and can be used for various operating activities customized to the cash flow needs of the business.


Business Term Loans

This is probably the most common type of business loan where you borrow a lump sum of money, typically for a specific purchase you’re making for your business, and then pay the loan back over a set term at a fixed interest rate.
Image - TFCU offers company vehicle loans

Company Vehicle Loans

We can help you get your business on the road with competitive rates for new and used commercial vehicles loans up to $100,000 and flexible repayment terms from 36 to 78 months.

image - TFCU offers loans for equipment

Equipment Loans

We can help you purchase the equipment or large commercial vehicles you need to grow your business with a competitive fixed rate loan from $5,000 up to $1,000,000 (Secured) and flexible repayment terms up to 60 months.


TFCU Business Checking

Business Checking Accounts

A business checking account gives you immediate access to your businesses funds without having to involve your personal accounts. Easily make day to day purchases for your business while building the credit union relationship. Members have the option to compare and choose between our Select or Premium business checking accounts.


We know how hard you work to grow your business.  That’s why we have partnered with Merchant Processing Solutions to provide you assistance with easy-to-use solutions to help boost your sales. Increase your bottom line with point-of-sale solutions to allow your business to accept credit cards or electronic check conversion systems to save you time and reduce fraud.
Merchant Processing Solutions is a local full-service, full-disclosure National Bankcard Processing Company. We offer personalized solutions for almost every major type of business. Knowing our merchants in person and understanding their business wants and needs helps them grow. Since our inception we focused on providing traditional and innovative merchant services to ensure the success of South Florida Businesses. We pride ourselves on our long-term relationships with our partner merchants and our business community.

Merchant Industry Solutions

• Restaurants
• Retail Solutions
• Healthcare Professions
• Professional Services
• Websites & APPS
• Non-Profit Organizations
• Hospitality
• Beauty Industry
• Car Dealerships
• Auto Services
• Fleet & Transportation

Why Choose MPS? 

•MPS Pricing Model
•No Contract or Cancellation Fees
•Surcharging/Convenience/Service Fees
•Remote Check Capture & Deposit
•QuickBooks Plug ‘In
•Next Day Funding
•24/7/365 Merchant Support
•Local Company with National Reach
•Experience, Reliability & Integrity


For more information visit our website:
How may we help you? Contact Us!

Creating Relationships Not Just Transactions!