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Get Beyond Money to secure your financial future with TFCU.
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Linked websites are not under the control of Tropical Financial Credit Union and we are not responsible for the contents of any linked site or any link contained within a linked site. The privacy or security policies at a linked site may be different from those practiced at tropical financial credit union and you should review the privacy policy of any linked site.

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Welcome to Simplified Business Banking

Every business needs a solid foundation - Meet the business checking accounts build for unique businesses like yours.

Open An Account

Keep Your Business Simple With an Account That Fits Your Needs:

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Select Business Checking

  • $15 Or $0 Monthly Service Fee

    Waive the Monthly Service Fee if you maintain an average monthly balance of $5,000 or if you have business loan(s) with an outstanding balance of $50,000 or greater (credit cards excluded)

  • No per item fees or fee for cash deposits
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  • Free Online/Mobile banking & Bill Pay
  • Minimum deposit of just $100 to open your account  
Open An Account
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Premium Business Checking

  • $15 Or $0 Monthly Service Fee

    Waive the Monthly Service Fee if you maintain an average monthly balance of $10,000 or if you have business loan(s) with an outstanding balance of $50,000 or greater (credit cards excluded)

  • Add up to two additional checking accounts at no additional monthly service fee
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  • No per item fees or fee for cash deposits
  • Free Online/Mobile banking & Bill Pay
  • Minimum deposit of just $500 to open your account
Open An Account
Get More Form Business Checking Accounts

Featured Rates

3 % APY

30-Year Fixed Rate

$25 minimum deposit
Quarterly dividend payments.

3 % APY

30-Year Fixed Rate

$25 minimum deposit
Quarterly dividend payments.

3 % APY

30-Year Fixed Rate

$25 minimum deposit
Quarterly dividend payments.

3 % APY

30-Year Fixed Rate

$25 minimum deposit
Quarterly dividend payments.

View All Rates

Florida Small Business Savings Account

Grow your small business in Florida with a credit union savings account. We help make saving money easy with three different business saving account options.

APPLY FOR A BUSINESS CERTIFICATE OF DEPOSIT

Mid-Money-Market

Business Money Market

Enjoy quick access to your money with a higher savings interest rate when you maintain a minimum account balance.
Mid-Business-Savings

Business Savings Account

Enjoy an interest-bearing account that provides maximum deposit flexibility and no minimum balance requirements.
Mid-CD

Certificate of Deposit

Set aside money for a future expenditure while ensuring a guaranteed higher return on your investment with as little as $500.

Benefits of Small Business Banking With a Credit Union

At Tropical Financial, we strive to make business banking simple. Our business checking accounts gives you immediate access to your businesses funds without having to involve your personal accounts. Whether that’s through a small business loan or business checking account we offer many options to help support your business needs.

MasterCard Business Rewards ICON #1
Company Vehicle Loans ICON #2
Business Checking Accounts ICON #3
Businessman shaking hands with a colleague in the office

Selecting a financial institution for business banking is an important decision. With over 85 years of providing our community and members savings, we provide commercial loan options for various purposes.

Get specialized business solutions and knowledgeable support from our dedicated team of experts. As a credit union, we put our members first. We provide significant savings and better terms, low fees, and competitive rates to help you save money and reinvest it in expanding your business.

Switching your business bank account may be simpler (1)
How We Are

Helping Others Feel Good About Banking

No appointment needed. In less than an hour I was able to open a business account and get a car credit loan. Kimberly was phenomenal and sweet.

Yenifer
West Palm Beach, FL

After being a member for a number of years, I can say PROUDLY that I support this entire branch in Fort Lauderdale. From my Personal, Business and Auto Loan(s)-- this branch certainly delivers the service! The staff, the location and the upper tier service that they provide is wonderful and I have encouraged others to come along and join as well.

Michael
Ft Lauderdale, FL

I had the pleasure of meeting Heiley, Member Service Representative. She is very knowledgeable, attentive and answered all questions I had. I felt very comfortable in opening a Business account with Tropical Financial!

Santos
West Palm Beach, FL

Benefits of Merchant Services

  • Who Is Merchant Services?

    • Merchant Processing Solutions is a local full-service, full-disclosure National Bankcard Processing Company. We offer personalized solutions for almost every major type of business. Knowing our merchants in person and understanding their business wants and needs helps them grow. Since our inception we focused on providing traditional and innovative merchant services to ensure the success of South Florida Businesses. We pride ourselves on our long-term relationships with our partner merchants and our business community.

  • Do We Do Business With Merchant Services?

    • We have partnered with Merchant Processing Solutions to provide you assistance with easy-to-use solutions to help boost your sales. Increase your bottom line with point-of-sale solutions to allow your business to accept credit cards or electronic check conversion systems to save you time and reduce fraud.

  • Why Choose MPS?

      • No Contracts

      • No Contract or Cancellation Fees

      • No Surcharge/Convenience/Service Fees

      • Remote Check Capture & Deposit

      • QuickBooks Plug In

      • Next Day Funding

      • 24/7/365 Merchant Support

      • Local Company with National Reach

      • Experience, Reliability & Integrity

  • What Industries Are Serviced?

      • Restaurants

      • Retail Solutions

      • Healthcare Professions

      • Professional Services

      • Websites & APPS

      • Non-Profit Organizations

      • Hospitality

      • Beauty Industry

      • Car Dealerships

      • Auto Services

      • Fleet & Transportation

  • For More Information

    • For more information visit our website: www.ProcessMPS.com
      How may we help you? Contact Us!

      Creating Relationships Not Just Transactions!

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