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Move forward with confidence—TFCU is here to support your financial goals.
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Linked websites are not under the control of Tropical Financial Credit Union and we are not responsible for the contents of any linked site or any link contained within a linked site. The privacy or security policies at a linked site may be different from those practiced at tropical financial credit union and you should review the privacy policy of any linked site.

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Welcome to Simplified Business Banking

Every business needs a solid foundation - Meet the business checking accounts built for unique businesses like yours.

Talk to Our Business Team

Keep Your Business Simple With an Account That Fits Your Needs:

Business Select

A smart choice for businesses that need reliable and adaptable options with strong value.

  • Zelle®

  • $15 or $0 Monthly Service Fee
    Waive the monthly service fee if you maintain an average monthly balance of $5,000

  • Debit Card

  • Bill Pay*

  • Minimum deposit of $100 to open your account, including a business savings account to support your growth

Business Premium

Ideal for businesses that want essential tools with flexibility and value.

  • $25 or $0 Monthly Service Fee
    Waive the monthly service fee if you maintain an average monthly balance of $25,000

  • Same-Day ACH Origination

  • Remote Check Deposit

  • Domestic Wires

  • International Wires**

  • ACH Batch Payments

  • ACH Tax Payments

Business Premium Plus

Designed for businesses that demand more - more value, more features, and more freedom. If your business needs the tools to manage larger balances and higher transaction volumes, this account is built for you.

  • $50 or $0 Monthly Service Fee
    Waive the monthly service fee if you maintain an average monthly balance of $50,000

  • Same-Day ACH Origination

  • Remote Check Deposit

  • Domestic Wire

  • International Wire**

  • ACH Batch Payments

  • ACH Tax Payments

Get More Form Business Checking Accounts

Benefits of Business Banking With a Credit Union

At Tropical Financial, we strive to make business banking simple. Our business checking accounts give you immediate access to your business funds without involving your personal accounts. Whether you need a business loan or a business checking account, we offer many options to support your business needs.

Business Checking - Commercial Real Estate
Business Checking - Company Vehicle Loans
Business Checking - Business Checking Accounts
Businessman shaking hands with a colleague in the office

Selecting a financial institution for business banking is an important decision. With over 85 years of providing our community and members savings, we provide commercial loan options for various purposes.

Get specialized business solutions and knowledgeable support from our dedicated team of experts. As a credit union, we put our members first. We provide significant savings and better terms, low fees, and competitive rates to help you save money and reinvest it in expanding your business.

Switching your business bank account may be simpler V2

Switching Your Business Bank Account May Be Simpler Than You Think

Get more from your business checking account.  Make an appointment at one of our convenient branch locations to open your account. A Tropical Financial Business Checking account helps your money go further with smart online banking tools—plus personalized support from our business banking experts.

Talk to a Business Expert Today

Helping Others Feel Good About Banking

"I would like to take a moment to express my sincere appreciation to you and the bank credit union for the excellent cash management services provided. Your professionalism, responsiveness, and dedication as our Business Relationship Manager have made a meaningful difference in supporting our business operations. Your guidance, attention to detail, and proactive approach have given us confidence in our financial processes and strengthened our relationship with the bank credit union. It is truly a pleasure working with someone who is so knowledgeable and committed to client success. Thank you again for your continued support and outstanding service. We look forward to maintaining and growing our relationship in the years ahead."

Sureya Lara Midence
Design Build InterAmerican, Inc.

“Our Church and School organization depends on reliable banking and locally available. The bank’s Business Banking Team has been incredible—helping us set up specialized accounts and offering guidance on their online business banking platform to meet our many needs. Their patience and professionalism make them a true partner in our mission. And the fact we have someone to talk to directly was a key feature as we have multiple layers inside our church and school environment."

Angie Rodriguez
Business Manager
Our Savior Lutheran Church and School
Plantation, FL

"I wanted to express my heartfelt gratitude for the outstanding service I’ve experienced over the past two decades. The integration of your new digital platform has greatly enhanced our business operations, and the personalized support from your representatives has been invaluable. I deeply appreciate the dedication and look forward to continuing our successful partnership."

Jorge Calderin
32 Degree Services
Miami, Florida

Disclosures

*If the service is not used during the month, a $5 fee will be debited from your checking account.

**International Wires must be processed by Tropical Financial Credit Union associate.

Benefits of Merchant Services

  • Who Is Merchant Services?

    • Merchant Processing Solutions is a local full-service, full-disclosure National Bankcard Processing Company. We offer personalized solutions for almost every major type of business. Knowing our merchants in person and understanding their business wants and needs helps them grow. Since our inception we focused on providing traditional and innovative merchant services to ensure the success of South Florida Businesses. We pride ourselves on our long-term relationships with our partner merchants and our business community.

  • Do We Do Business With Merchant Services?

    • We have partnered with Merchant Processing Solutions to provide you assistance with easy-to-use solutions to help boost your sales. Increase your bottom line with point-of-sale solutions to allow your business to accept credit cards or electronic check conversion systems to save you time and reduce fraud.

  • Why Choose MPS?

      • No Contracts

      • No Contract or Cancellation Fees

      • No Surcharge/Convenience/Service Fees

      • Remote Check Capture & Deposit

      • QuickBooks Plug In

      • Next Day Funding

      • 24/7/365 Merchant Support

      • Local Company with National Reach

      • Experience, Reliability & Integrity

  • What Industries Are Serviced?

      • Restaurants

      • Retail Solutions

      • Healthcare Professions

      • Professional Services

      • Websites & APPS

      • Non-Profit Organizations

      • Hospitality

      • Beauty Industry

      • Car Dealerships

      • Auto Services

      • Fleet & Transportation

  • For More Information

    • For more information visit our website: www.ProcessMPS.com
      How may we help you? Contact Us!

      Creating Relationships Not Just Transactions!

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