Getting a New Auto Loan

Buying a new car is exciting, there’s a lot to look forward to such as new car smell, that bright glow of the fresh clean new car interior and looking forward to hitting the road behind that tight new steering wheel. However, before you get overly excited about your new vehicle, it’s important to do your research. We want you to be confident with your decision and drive away feeling happy and special in your new car.

New Car Buying Guide

Whether you’re searching “new car loans” or “best new car loan rates,” TFCU is a one-stop-shop. We don’t want you to rush into an important purchase, instead we want you to have confidence in what you’re purchasing. Check out some quick tips before you apply for a Tropical Financial new car auto loan.

Tip 1: Get the Best, New Car Finance Rates

Before you shop, compare. As a credit union we offer some of the best, new car finance rates compared to other lenders (i.e. banks, private lenders, online). It’s recommended that you play with your options. For example, putting more or less down can change the rate. *Please note: Tropical Financial car loan rates and payments can vary, which is why we recommend working with one of our representatives or exploring our different options online.

Tip 2: Get Low Interest Auto Financing on a New Car

While exploring our low interest auto financing take advantage of our online calculators by visiting the “Advice” tab and click “Calculators”. You’ll have the option to quickly run the numbers and calculate your monthly car payment, compare loan options and get pre-qualified.

Tip 3: Apply for a New Car Loan at Tropical Financial Credit Union

When comparing and exploring different rates and options, apply for your TFCU new car loan. The application can be found online or just call us.

Tip 4: Once Approved for a Low Interest Auto Loan

After receiving an ideal payment, it’s time to start shopping for your new car. We recommend working with Auto Advisors, a service dedicated to credit union members only.

Benefits of Using Auto Advisors

Auto Advisors is a service dedicated to credit union members to assist them in the car buying process. They accompany you to the dealership, locate what vehicles will work with your new car loan, and help you save thousands on your purchase, plus more. They work with both new and used cars; whichever way you decide an Auto Advisor will help you drive away in the car of your dreams.