Profit From Your Savings
We offer a range of simple business savings accounts that are intended to help you in achieving your business objectives.
Simple Business Accounts That Support Your Growth
Business Savings Account*
Designed to meet the needs of your growing business. Enjoy an interest-bearing account that provides maximum deposit flexibility and no minimum balance requirements.
- Earns interest
- NCUA insurance protection
- Options for automatic savings transfers, and more
- Lower minimum balance requirements than a money market account
- Keep your business checking and savings account details in one combined statement
Business Money Market**
For businesses looking to earn a higher rate of return on excess reserves. Enjoy quick access to your money when you maintain a minimum account balance.
- Higher balances may earn a better interest rate
- NCUA insurance protection
- Bank on your time with access to your account whenever you need it
- Connect with your business checking account for easy access to all of your funds
Business Certificates of Deposit+
If you have the time, we have the rates. CDs are a great low-risk investing choice. Assist your company in achieving its long-term financial objectives, with a fixed interest rate Business CD.
- No monthly service fee
- Terms from 3 to 60 months
- NCUA insurance protection
- $500 minimum deposit to open an account
- There is a penalty for withdrawing principal prior to the maturity date.
Introducing Clover®:
Smarter Payment Solutions for Your Business
At Tropical Financial Credit Union, we’re always looking for ways to help your business thrive. That’s why we’ve partnered with Clover®—a leading provider of merchant services—to bring you smarter, faster, and more secure payment solutions. Whether you're accepting payments in-store, online, or on the go, Clover offers powerful point-of-sale systems tailored to your business’s needs. From managing inventory and tracking sales to accessing detailed reports and offering contactless payments, Clover helps simplify operations so you can focus on growth.
Benefits of Small Business Banking With a Credit Union
At Tropical Financial, we strive to make business banking simple. Our business financial products gives you immediate access to your businesses funds without having to involve your personal accounts. Whether that’s through a small business loan or business checking account we offer many options to help support your business needs.
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Switching Your Business Bank Account May Be Simpler Than You Think
Get more from your business checking account and apply for one online and at one of our convenient branch locations. A Tropical Financial business checking account helps your money go further with smart online banking tools and personalized support from our business banking experts.
Disclosures
* $1 minimum deposit. Quarterly dividend payments
** 3.85% Annual Percentage Yield (APY) is effective on daily account balances of $50,000 or greater. The minimum daily balance required to earn dividends is $2,500.