¹ LIMRA, 2018 Insurance Barometer
² Council for Disability Awareness, Disability Statistics, 2018

Credit insurance is not a deposit or obligation of, or guaranteed by, your financial institution or its affiliates. Payment protection is not insured or guaranteed by an agency of the federal government. Your credit approval cannot be conditioned on whether you purchase Credit Insurance. You may obtain insurance to protect your loan from an entity not affiliated with your financial institution. This brochure advertises the following Group Credit Insurance Policy Forms: Minnesota Life MHC-XX-4000 series and XX-60000 series as well as any applicable state variations.
 
Insurance products are issued by Minnesota Life Insurance Company in all states except New York. In New York, products are issued by Securian Life Insurance Company, a New York authorized insurer. Minnesota Life is not an authorized New York insurer and does not do insurance business in New York. Both companies are headquartered in St. Paul, MN. Product availability and features may vary by state. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues. 400 Robert Street North, St. Paul, MN 55101-2098.
 
Securian Financial is the marketing name for Securian Financial Group, Inc., and its subsidiaries. Minnesota Life Insurance Company and Securian Life Insurance Company are subsidiaries of Securian Financial Group, Inc.

Your purchase of GAP is optional. Whether or not you purchase this product will not affect your application for credit or the terms of any existing credit agreement you have with us. We will give you additional information before you are required to pay for GAP. This information will include a copy of the GAP Waiver which will contain the terms and conditions of the GAP Advantage benefit.  There are eligibility requirements, conditions, and exclusions, including a loan-to-value maximum that may cap the benefit you receive from GAP.  You should carefully read your GAP Waiver for a full explanation of the benefits, rules, terms and conditions of the program.

Your purchase of Depreciation Protection (DPW) is optional. Whether or not you purchase this product will not affect your application for credit or the terms of any existing credit agreement you have with us. We will give you additional information before you are required to pay for DPW. This information will include a copy of the DPW Waiver which will contain the terms and conditions of the DPW benefit. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits and are explained in the DPW Waiver. You should carefully read your DPW Waiver for a full explanation of the benefits, rules, terms and conditions of the program.​

*$10,000 Waiver Benefit applies here because waiver amount will not exceed the lesser of the maximum amount listed in the waiver addendum or outstanding loan balance at total loss. Loan amortization used in example: 2.99% APR, 72-month.