*Home equity rates are based on a fixed term
HOME EQUITY RATES
Rates effective as of December 4th, 2023
HE 1st Lien
5 Year
6.74%*
6.74% APR**
Loan Example: $75,000 at 6.74% APR with 60 monthly payments of approximately $1,475.91
Eligibility for the lowest advertised rate is based on creditworthiness, collateral, ability to repay, credit score and terms. Other rates and terms may apply and your rate may differ based on the loan program, term of repayment and other factors. Other restrictions may apply. Rates and Offers are subject to change without notice.
Note: There are no escrow accounts available for fixed rate first lien home equity loans, those fees for taxes and insurance would need to be paid in addition to the fixed home equity payment. First lien Home Equity loan only. Other rates available for second lien loans.
Loan Example: $75,000 at 6.74% APR with 60 monthly payments of approximately $1,475.91
Eligibility for the lowest advertised rate is based on creditworthiness, collateral, ability to repay, credit score and terms. Other rates and terms may apply and your rate may differ based on the loan program, term of repayment and other factors. Other restrictions may apply. Rates and Offers are subject to change without notice.
Note: There are no escrow accounts available for fixed rate first lien home equity loans, those fees for taxes and insurance would need to be paid in addition to the fixed home equity payment. First lien Home Equity loan only. Other rates available for second lien loans.
HE 1st Lien
10 Year
6.99%*
6.99% APR**
Loan Example: $75,000 at 6.99% APR with 120 monthly payments of approximately $870.43
Eligibility for the lowest advertised rate is based on creditworthiness, collateral, ability to repay, credit score and terms. Other rates and terms may apply and your rate may differ based on the loan program, term of repayment and other factors. Other restrictions may apply. Rates and Offers are subject to change without notice.
Note: There are no escrow accounts available for fixed rate first lien home equity loans, those fees for taxes and insurance would need to be paid in addition to the fixed home equity payment. First lien Home Equity loan only. Other rates available for second lien loans.
Loan Example: $75,000 at 6.99% APR with 120 monthly payments of approximately $870.43
Eligibility for the lowest advertised rate is based on creditworthiness, collateral, ability to repay, credit score and terms. Other rates and terms may apply and your rate may differ based on the loan program, term of repayment and other factors. Other restrictions may apply. Rates and Offers are subject to change without notice.
Note: There are no escrow accounts available for fixed rate first lien home equity loans, those fees for taxes and insurance would need to be paid in addition to the fixed home equity payment. First lien Home Equity loan only. Other rates available for second lien loans.
HE 2nd Lien
15 Year
8.24%*
8.24% APR**
Loan Example: $75,000 at 8.24% APR with 180 monthly payments of approximately $727.17
Eligibility for the lowest advertised rate is based on creditworthiness, collateral, ability to repay, credit score and terms. Other rates and terms may apply and your rate may differ based on the loan program, term of repayment and other factors. Other restrictions may apply. Rates and Offers are subject to change without notice.
Loan Example: $75,000 at 8.24% APR with 180 monthly payments of approximately $727.17
Eligibility for the lowest advertised rate is based on creditworthiness, collateral, ability to repay, credit score and terms. Other rates and terms may apply and your rate may differ based on the loan program, term of repayment and other factors. Other restrictions may apply. Rates and Offers are subject to change without notice.
HE 2nd Lien
20 Year
8.99%*
8.99% APR**
Loan Example: $75,000 at 8.99% APR with 240 monthly payments of approximately $674.31
Eligibility for the lowest advertised rate is based on creditworthiness, collateral, ability to repay, credit score and terms. Other rates and terms may apply and your rate may differ based on the loan program, term of repayment and other factors. Other restrictions may apply. Rates and Offers are subject to change without notice.
Loan Example: $75,000 at 8.99% APR with 240 monthly payments of approximately $674.31
Eligibility for the lowest advertised rate is based on creditworthiness, collateral, ability to repay, credit score and terms. Other rates and terms may apply and your rate may differ based on the loan program, term of repayment and other factors. Other restrictions may apply. Rates and Offers are subject to change without notice.
HOME EQUITY LINE OF CREDIT RATES
Rates effective as of December 4th, 2023
HELOC 1st Lien
(adjustable rate)
7.50%*
7.50% APR**
At a 7.50% interest rate, the APR for this loan type is 7.50%. The payment schedule would be 1% of the outstanding balance, and the rate is adjustable based on the Prime rate index.
Eligibility for the lowest advertised rate is based on creditworthiness, collateral, ability to repay, credit score and terms. Other rates and terms may apply and your rate may differ based on the loan program, term of repayment and other factors. Other restrictions may apply. Rates and Offers are subject to change without notice.
Note: There are no escrow accounts available for first lien home equity lines of credit, those fees for taxes and insurance would need to be paid in addition to the home equity payment. First lien Home Equity line of credit only. Other rates available for second lien lines of credit.
At a 7.50% interest rate, the APR for this loan type is 7.50%. The payment schedule would be 1% of the outstanding balance, and the rate is adjustable based on the Prime rate index.
Eligibility for the lowest advertised rate is based on creditworthiness, collateral, ability to repay, credit score and terms. Other rates and terms may apply and your rate may differ based on the loan program, term of repayment and other factors. Other restrictions may apply. Rates and Offers are subject to change without notice.
Note: There are no escrow accounts available for first lien home equity lines of credit, those fees for taxes and insurance would need to be paid in addition to the home equity payment. First lien Home Equity line of credit only. Other rates available for second lien lines of credit.
HELOC 2nd Lien
(adjustable rate)
7.50%*
7.50% APR**
At a 7.50% interest rate, the APR for this loan type is 7.50%. The payment schedule would be 1% of the outstanding balance, and the rate is adjustable based on the Prime rate index.
Eligibility for the lowest advertised rate is based on creditworthiness, collateral, ability to repay, credit score and terms. Other rates and terms may apply and your rate may differ based on the loan program, term of repayment and other factors. Other restrictions may apply. Rates and Offers are subject to change without notice.
At a 7.50% interest rate, the APR for this loan type is 7.50%. The payment schedule would be 1% of the outstanding balance, and the rate is adjustable based on the Prime rate index.
Eligibility for the lowest advertised rate is based on creditworthiness, collateral, ability to repay, credit score and terms. Other rates and terms may apply and your rate may differ based on the loan program, term of repayment and other factors. Other restrictions may apply. Rates and Offers are subject to change without notice.
