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Disclosures

*APR= Annual Percentage Rate.  Auto refinance does not apply to car loans financed at TFCU or through SFAC. TFCU membership required with $5.00 minimum in savings. Other restrictions may apply. Your rate may differ and is based on creditworthiness, year of vehicle, ability to repay, credit score, down payment and term of loan. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history. Other eligibility requirements may apply. This offer may be removed at any time without notice.  Auto Loan Refinance Example: $10,000 loan at 2.65% APR with 60 monthly payment of approximately $178.15.  Member must reside in a state within TFCU lending area. Rates are subject to change without notice. Current TFCU accounts must be in good-standing, not have any type of restrictions, and TFCU loans paid-to-date.

Any savings is an estimated reduction in your monthly payment and not necessarily a reduction in the finance charges assessed over the life of your loan.  Your actual savings will depend on the terms on which you refinance. 

*90-day payment deferral subject to credit qualification. Interest will continue to accrue during the 90-day deferral period on the full amount borrowed beginning on the loan issue date. The accumulation of interest, with no payments being made to reduce the principal, will be added to the total repayment amount. If you have purchased disability, and/or life insurance any charges will continue to accrue for any deferred month, and the final loan payment will include such charges.  If you have purchased GAP insurance, please note that deferred payments may be excluded in the GAP coverage. Any deferred payments could be deducted from a GAP claim settlement, and you will be responsible for the remaining deficiency balance that may result. Other restrictions may apply. This offer may be removed at any time without notice.  Offer cannot be combined with any other offer.  TFCU membership eligibility required with $5 minimum in savings. Member must reside in a state within TFCU lending area.