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Do you know how much money you're losing each month?
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We're on a Mission 
to Help You Get Beyond 
Money and Secure Your 
Financial Future

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Compare Our Loan Rates 
vs 
Miami, Fort Lauderdale Metro

 
TFCU
 
Miami / Ft.Lauderdale Metro

 

Home Equity
$8251
LIFETIME SAVINGS
5.84% APR1
6.11% APR1
Boat
$5141
LIFETIME SAVINGS
5.59% APR2
6.33% APR2
Unsecured
$2581
LIFETIME SAVINGS
8.75% APR3
9.36% APR3
CD
$188 More 1
LIFETIME SAVINGS
4.40% APR4
1.53% APR4
Auto
$7431
LIFETIME SAVINGS
2.99% APR5
4.85% APR5
Mortgages
$641991
LIFETIME SAVINGS
4.87% APR6
6.01% APR6

APY = Annual Percentage Yield   
APR = Annual Percentage Rate
Your actual rate may vary and will be determined at the time of disbursement, based on your credit worthiness, term, collateral, and loan program. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history and eligibility for membership and relationship discounts per TFCU’s rate sheet. All savings are estimates and your actual savings will depend on the terms and rate of your loan program. Other conditions may apply. Rates and loan programs are subject to change without notice. TFCU membership eligibility required with $5 minimum in savings. Member must reside in a state within TFCU lending area.

Source: Datatrac
1 Used Car - 36 Mo: $737 is the difference between the amount paid in interest between Tropical Financial Credit Union's rate at 2.99% APR compared to 4.83% APR for the Miami-Fort Lauderdale Metro market average over the life of a $25,000 auto loan over 36 months.
2 30 Yr Fixed: $69,690 is the difference between the amount paid in interest between Tropical Financial Credit Union's rate at 4.875% APR compared to 6.110% APR for the Miami-Fort Lauderdale Metro market average over the life of a $250,000 mortgage over 360 months.
3 Home Equity - 10 Yr: $856 is the difference between the amount paid in interest between Tropical Financial Credit Union's rate at 5.84% APR compared to 6.12% APR for the Miami-Fort Lauderdale Metro market average over the life of a $50,000 home equity loan over 10 years.
4 New Boat - 60 Mo: $502 is the difference between the amount paid in interest between Tropical Financial Credit Union's rate at 5.59% APR compared to 6.31% APR for the Miami-Fort Lauderdale Metro market average over the life of a $25,000 boat loan over 60 months.
5 Unsecured - 36 Mo: $250 is the difference between the amount paid in interest between Tropical Financial Credit Union's rate at 8.75% APR compared to 9.35% APR for the Miami-Fort Lauderdale Metro market average over the life of a $25,000 unsecured loan over 36 months.
61 Yr CD - $10k: 190% is the difference between the percent earned in interest between Tropical Financial Credit Union's rate at 4.40% APY compared to 1.51% APY for the Miami-Fort Lauderdale Metro market average over the life of a 1 year certificate of deposit (CD) at $10,000

Compare our rates against the competition!

We’re known for our low rates on loans and zero hidden fees. You can compare rates, and calculate your potential

savings while we guide you through life’s biggest financial moments.

 

Banking Should Be Simple and Easy

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Security is Priority

Have confidence knowing your money is safe because we protect it from the bad guys with top-level world class security.

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Mobile Banking

Our top-rated Apple and Google apps give you quick, easy, and secure access to your account.

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Accessible Branches

With shared branching member have the ability to access a physical branch wherever they may be in the U.S.

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Nationwide ATMs

Forget about frustrating ATM fees because you get access to over 30,000 surcharge-free nationwide ATMs.

HOW WE ARE

Helping Others Feel Good About Banking

Osiris Salgado was a lifesaver today! Typically banks have very long and complex processes for anything that is outside of the regular daily tasks. But she took the time to understand my needs, find the best solution, and even learned new skills right on the spot to get it done right there! She made my day and I cannot recommend this branch enough!
 
Thank you!
Sergio René Vazquez Rodriguez
Just wanted to thank all of you for providing help whenever I had an issue. Always a kind word and helpful attitude helping members to navigate the ups and downs in daily life.
Best wishes, Dr.Gilpin
Kent l Gilpin MS, Ph.D.

Let me say, I've been banking with TFCU all these years and they have always put their customers first! Very understanding and helpful when it comes to your finances. They have assisted me in many ways with ease. I highly recommend them not just as a place to bank but the best family institution for banking. Join and see for yourself!

M Russell Johnson