Crooks are getting smarter at finding ways to get your personal information. Their emails, texts and social media posts look more authentic, and their come-ons are more sophisticated. Here’s your guide to what to watch for this year and how to avoid becoming a victim:
Urgent Emails. You receive a pressing email from your boss. It demands fast action, such as approving a new vendor or providing financial information like tax withholding information. The goal? Not to complete the task but to click a malicious link or download malware that steals your login credentials or financial information.
How to protect yourself: Confirm the message with the sender before acting.
Package Delivery Notices. You have placed a recent online order, and suddenly, a message from FedEx or UPS says there's an issue with your delivery. You are urged to click a link to reschedule or track your package. What happens? Malware is installed on your computer, or you’re sent to a legitimate-looking login page designed to capture your personal information.
How to protect yourself: Check your records and contact the carrier to confirm the shipping information.
Securities Investments. The stock market boomed in 2023 and is off to a good start this year. With more people trading online, phishing scams are targeting potential investors. An email from what appears to be a reputable financial institution or broker promises above-market returns. Be wary of these unsolicited investment offers.
How to protect yourself: Research the online platform before committing a single dollar.
Gift Cards and Products. Have you recently received an email saying you have won a free item from a well-known store? How about a gift card as a prize or customer reward? Click the link, and you’ll find yourself on a cleverly constructed but fake website designed to steal your credit card information.
How to protect yourself: Know that a legitimate company won't ask you to confirm gift card details through email or phone.
