Welcome to KOFE, the Knowledge of Financial Education online center. It’s free and open to everyone as part of Tropical Financial Credit Union’s commitment to making savers sharper and borrowers wiser.
KOFE is designed to help you:
- Take control of your finances with calculators for credit card debt and loan costs based on your credit score.
- Calculate your debt-to-income ratio and learn how to strike a balance between the two
- Reduce your expenses using proven methods
- Gain a better understanding of your credit and how to improve it
With podcasts, videos, webinars, infographics and more, you can learn how and when you want.
You can choose from two dozen courses at KOFE’s “Coffee Break Finance” center on crucial financial subjects like identity theft, medical bills, student loans and more. Become a more intelligent money manager with each lesson you complete and test you pass. When you are done, you will receive a completion certificate showing you’ve mastered the topic.
The online service also provides advice and resources for renters, homeowners and those looking for a residence. Did you know there’s a federal Homeowner Assistance Fund to prevent people from losing their residents to mortgage delinquencies and defaults? Learn about it in the homeowners’ section.
KOFE shows teens how to save, build a credit history, secure car insurance, and avoid debt. They have fun learning with games like “Financial Football,” The Uber Game, Credit Clash and Shady Sam (a loan shark).
Want more? KOFE has sections on:
- Banking basics
- Budgeting
- Buying a Home
- Debt
- Expenses
- Financial Goals
- Getting out of debt
- Income
- Net Worth
Are you struggling with a financial problem or have a question? KOFE is there to help. You can message a coach online, call that person on Tropical Financial's dedicated toll-free line at 844-750-3069 from 8 a.m. to 8 p.m. ET most days or schedule a time to phone you as late as 7 p.m. ET.
