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Easy Ways to Save Yourself From Vacation Stress

Tropical Financial Credit Union
By Tropical Financial Credit Union - April 16, 2024

Imagine this: You’re on family vacation at Disney World, Washington D.C. or a family cruise and everything is going good until you hear, “I’m hungry” or “I don’t feel like walking anymore.” It’s these small complaints that turn the whole day from good to bad.

By this time the family starts to get into the pre-fight stage where the tension builds creating some stress. Now let’s face it, no vacation is perfect nor stress free, however don’t add stress with worrying about how you’re going to afford it. Check out some easy saving strategies to eliminate vacation stress:

Vacation Savings

Separate your regular savings account from a vacation savings account. It will help you from spending too much while you’re away. For example, with just one savings account it just becomes a giant ball of money, but when you come back from vacation and add up receipts it may hurt to take out more than you imagined. Having separate accounts will help you get a visual of how much you truly have.

Create a Vacation Budget

Vacation  money inside of a jar placed on top of map

Here’s where you can put your vacation savings account to good use. We are sure you’ve chosen your vacation based on where you want to go and fun things you want to do. Make it easy on yourself before you go by tracking your current expenses and how much you need to save in order to check off everything on your list. Check out our budget sheet for easy planning and maybe lay off on the morning coffee runs.

TFCU budget planner guide

Other Saving Strategies to Try

Family sitting at table budgeting for vacation

To get the most out of your vacation, try out these things while on your trip. They will help to stretch your budget farther and maybe even get an extra fun day!

  • Use an Uber or Lyft instead of a taxi/private car
  • Use your credit card and take advantage of cash back points (using a banking app will help you stay on top of spending)
  • Don’t overpay for a hotel, try out an Airbnb

Alright, enough talk- it’s time to start booking your next vacation. Let us help you get ready for some time away with our vacation loan!

Click to learn about TFCU's vacation loan

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The content reflects the view of the author of the article and does not necessarily reflect the views of Tropical Financial Credit Union or its employees.
We do not guarantee the accuracy or completeness of the information presented in the article.