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Looking for a new home? Get the HomeAdvantage


Buying a home is challenging in South Florida. Just finding one in the current South Florida market is tough, too. Tropical Financial Credit Union is making it easier for members with a free service that helps them buy or sell a home and save money on agent fees in the process.

The credit union has partnered with HomeAdvantage, a U.S. company that works exclusively with credit unions to help its members navigate the residential real estate market Its online services provide members with the information they need to make the right decisions on their purchase or sale.

To be clear, you do not have to be a member to get pre-qualified or apply for a mortgage with Tropical Financial. Once approved, credit union membership will be required and handled by your mortgage processor. For membership information, please visit this page.

Once a member signs up for HomeAdvantage, they are given immediate access to tools to start them on their journey, including tips on buying or selling a home. To start, they can plug in their address to see a reliable estimate of their home value.

Users can access to up-to-date market insights for specific ZIP codes such as recent sales volume and median pricing. And they can calculate online just how much home they can afford.
A member can also find a dependable real estate agent through HomeAdvantage. The 850 agents in its national network have been handpicked for their reliability and local expertise.

What’s more, anyone who uses the service to buy or sell a home will get a 20% discount on the agent’s commission. On average, users of the service save $1,600 per transaction.

In 2021, Tropical Financial members using HomeAdvantage received more than $100,000 in cash rewards collectively. The savings this year are again impressive.

Members can use the money to defray closing costs, fund home improvements, lower their mortgage rate by paying more points, or build their savings account balance.

HomeAdvantage is just another example of how Tropical Financial is focused on helping members improve their financial situation so they can Get Beyond Money and focus on the things that are most important in their lives.TFCU Mortgage Items Checklist CTA