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Need a break?
Skip-a-Pay with ease!

There's many benefits to being a member of TFCU. One of those is an extended courtesy to skip one month's payment on your auto loan. 

Here's a couple things to know about Skip-a-Pay: 

  • A $35 processing fee applies to each Skip-a-Pay request approved
  • All requests must be submitted 3 business days prior to your payment date
  • Funds can be drawn directly from your TFCU savings or checking/debit account
  • Skip-a-Pay does not affect your current credit rating or score
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Truly As Easy As 1-2-3

Step 1

Get Started

Start by logging into Online Banking and click onto the Secure Forms “Request an Auto Loan Skip A Pay”.

Step 2

Complete Form

Complete the provided form and make sure the $35 fee is available in the account of your choice.

Step 3

Pause Payments

Have recurring payments? Don't forget to pause your payments for the month you have skipped.

Get The Relief You Need

Login to Get Started
 

Disclosures

Loan being elected for the Skip-a-Pay promotion must be in good standing and current. *A $35 processing fee for each request to skip the auto loan payment (or payments, if due weekly or bi-weekly) will be assessed. This offer is non-transferable. The Auto Lease programs are not eligible for Skip-a-Pay and Older Used Autos are not eligible for Skip-a-Pay. Other restrictions may apply. Loans must have been originated for a minimum of nine months to be eligible for the Skip-a-Pay offer. The $35 processing fee must be received before your due date on the month you have decided to skip a payment. Funds will be drawn directly from your TFCU savings account. If funds are not available in the Savings account but are available in another deposit account (Savings, Checking or Money Market) that you are a primary owner on, you authorize a funds transfer of $35 to the savings account for Skip-a-Pay processing. Skip-a-Pay will NOT be processed if the Fee is not available, the loan is past due or has forced placed insurance.

If GAP insurance was purchased, please note that skipped payments may be excluded from the GAP settlement. Accounts that have received any payment extension assistance during the last 12 months prior to the request are not eligible. Interest and any charges for disability, and/or life insurance will continue to accrue for any skipped month, and the final loan payment will include such charges.

Fair Credit Reporting Act (FCRA) Notice: TFCU complies with the FCRA. If you are approved and choose to skip a payment under this program, it will not be reported as a missed or late payment to the credit reporting agencies; therefore, Skip-a-Pay does not affect the current credit rating or score. This offer does not guarantee eligibility. One (1) Skip-a-Pay allowed in a rolling 12 month period. TFCU reserves the right to change loan eligibility requirements at any time. Offers may be removed at any time without notice.