Daily Rewards Checking – The account that gives back!
Every time you use your debit card, you earn 2 cents per swipe — no gimmicks, no monthly fees, and absolutely no hoops to jump through.
Spend like you already do. Earn like never before.
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Earn Rewards on Everyday Purchases
With Daily Rewards Checking, you can earn real cash with 2 cents back each time you use your debit card for everyday purchases. Your rewards are automatically deposited into your account DAILY - no tracking, no sign-ups, just easy rewards that grow as you spend.
No ATM Fees When Accessing Your Money
Whether you're close to home or traveling across the country, you can access your funds with ease. Daily Rewards Checking gives you access to 60,000+ nationwide surcharge-free ATMs*.
Fraud Protection You Can Count On
Your peace of mind matters. That’s why Daily Rewards Checking includes a full suite of tools designed to help protect your account from fraud. From real-time alerts to advanced security features, you’ll have added confidence every time you spend.
Pay Digitally, Earn Instantly
Convenience meets rewards. Link your debit card to your digital wallet like: Google Pay™, Apple Pay®, or Samsung Pay™ and enjoy the freedom of contactless payments while earning rewards on your everyday purchases—wherever life takes you.
No Minimum Balance Requirements
Whether you're just starting out or looking for a smarter way to manage your money, this account is made to work for you. There's no minimum balance to maintain, and you'll still enjoy all the benefits, features, and access that comes with the account.
No Monthly Service Fees
Banking should help you keep more of your money - not take it away. That's why Daily Rewards Checking comes with no monthly service fees. You get all the convenience of digital banking, mobile banking, e-statements, and account access without any surprise charges.
Bank from Anywhere
Mobile Check Deposits
Snap a pic with our mobile app and deposit checks on the go.
Digital Transfers
Easily move money between connected accounts when you need it.
Digital Wallet
Add your Daily Rewards Checking debit card to your mobile wallet for fast, secure payments in-store and online.
Your Card, Your Way to Pay
ATM Access
Enjoy unlimited surcharge-free withdrawals at 60,000+ nationwide ATMs*.
Contactless Payments
Tap to pay with your card or your mobile wallet — secure, easy, and touch-free.
Debit Card Controls
Lock or unlock your card instantly through our app for greater security and peace of mind.
Simple, Hassle-Free Checking
Low Minimum Deposit
Open your Daily Rewards Checking account with just $25.
No Monthly Service Fee
Keep more of your money where it belongs.
No Fee Overdraft Transfers
Avoid surprise overdrafts by setting up your other TFCU accounts for automatic transfers.
Ready to Earn More Every Day?
Open your Daily Rewards Checking account in just a few steps.
Click below to start earning back today.
Disclosures
*An additional Fee may be charged by the financial institution providing the ATM
**Rewards are credited to your account the next business day. The monthly earnings of $6 for daily rewards debit assumes that there is 10 daily transactions or a total of 300 transactions monthly at 2 cents. The earnings could be more or less contingent on the number of transactions monthly. The comparison with the high-yield checking assumes a monthly earning of $4.17 given that there is a minimum account balance of $1000 with an APY of 5%. See Schedule of Fees. Other conditions may apply.