Image - business owners working

Florida commercial real estate loans, Business Checking and Loans

How can we help you feel good about growing your business?

 

 

Commercial Lending from TFCU

EXPLORE COMMERCIAL REAL ESTATE WITH: 

No Application Fees

No Application Fees

tax
No intangible tax on real estate closings
No Pre-Payment penalties

No pre-payment penalties

15-year term
15-year terms with a 25 amortization schedule
local lenders
Local lenders making local decisions
Top-Business-LOC
Up to 85% financing on conventional owner-occupied loans
Owner/Non occupied loans
Owner occupied and non-owner occupied loans available 

Schedule a time to Talk with a Business Growth Expert

Experience the Credit Union difference with our Business Lending team which brings you 30+ years of experience in business banking and commercial lending in South Florida.
Two
Frank Gallo
Sr. Commercial Lending Officer

Serving local businesses in Broward, Palm Beach and Martin County area. 

One
Robert Bonnet
Commercial Lending Officer 
Serving local businesses in Broward and Miami-Dade County area. 

We're Ready To Help

Here Are Other Ways We Can Help You Grow Your Business

Debt Consolidation

Mastercard® Business Rewards

When you make the purchases you need to grow your business, you will earn points you can redeem for gift cards, travel, technology, and merchandise while also enjoying many other travel benefits and discounts.

image - TFCU offer business lines of credit

Business Lines of Credit

A line of credit gives you immediate access to $10,000 up to $100,000 unsecured, or up to $250,000 secured, and can be used anytime for anything from everyday expenses to investing in a new growth opportunity.

image- TFCU offers business term loans

Business Term Loans

This is probably the most common type of business loan where you borrow a lump sum of money, typically for a specific purchase you’re making for your business, and then pay the loan back over a set term at a fixed interest rate.
Image - TFCU offers company vehicle loans

Company Vehicle Loans

We can help you get your business on the road with competitive rates for new and used commercial vehicles loans up to $100,000 and flexible repayment terms from 36 to 78 months.

image - TFCU offers loans for equipment

Equipment Loans

We can help you purchase the equipment or large commercial vehicles you need to grow your business with a competitive fixed rate loan from $5,000 up to $1,000,000 (Secured) and flexible repayment terms up to 60 months.

 

Do you need help getting a loan to grow your business?

Request a call with a Business Growth Expert.

Compare and Pick the Best Florida Business Checking Account

Select Business Checking
Recommended for small to moderate size businesses

This account features a low monthly service fee of just $5, but the fee can be avoided by maintaining just one of the following requirements:

Maintaining an average monthly balance of $5,000 or
If you have business loan(s) with an outstanding balance of $50,000 or greater (credit cards excluded).

No per item fees or fee for cash deposits 

Free Online/Mobile banking & Bill Pay 

Minimum deposit of just $100 to open your account 

See Schedule of Fees for details.



 

Premium Business Checking
Recommended for high volume businesses

Monthly service fee of $10 but the fee can be avoided by maintaining just one of the following requirements:

Maintaining an average monthly balance of $10,000 or
If you have business loan(s) with an outstanding balance of $50,000 or greater (credit cards excluded).

Add up to two additional checking accounts at no additional monthly service fee

No per item fees or fee for cash deposits

Free Online/Mobile banking & Bill Pay

Minimum deposit of just $100 to open your account  

Discounted fees. See Schedule of Fees for details.



Interest Business Checking
Recommended for small volume businesses looking to earn interest

Low monthly service fee of $15

Interest based on maintaining an average minimum daily balance in your account to obtain the Annual Percentage Yield. Click to see current rates.

No per item fees or fee for cash deposits

Free Online/Mobile banking & Bill Pay

Minimum deposit of just $100 to open your account

Discounted fees. See Schedule of Fees for details.

 

 



BENEFITS OF MERCHANT SERVICES

We know how hard you work to grow your business.  That’s why we have partnered with Merchant Processing Solutions to provide you assistance with easy-to-use solutions to help boost your sales. Increase your bottom line with point-of-sale solutions to allow your business to accept credit cards or electronic check conversion systems to save you time and reduce fraud.
 
Merchant Processing Solutions is a local full-service, full-disclosure National Bankcard Processing Company. We offer personalized solutions for almost every major type of business. Knowing our merchants in person and understanding their business wants and needs helps them grow. Since our inception we focused on providing traditional and innovative merchant services to ensure the success of South Florida Businesses. We pride ourselves on our long-term relationships with our partner merchants and our business community.

Merchant Industry Solutions

• Restaurants
• Retail Solutions
• Healthcare Professions
• Professional Services
• Websites & APPS
• Non-Profit Organizations
• Hospitality
• Beauty Industry
• Car Dealerships
• Auto Services
• Fleet & Transportation
• Travel & Entertainment

Why Choose MPS? 

• MPS Pricing Model
• No Contract or Cancellation Fees
• Full Disclosure of Rates & Fees
• Next Day Funding
• 24/7/365 Merchant Support
• Personalized Solutions
• State of the Art Technology
• Local Company with National Reach
• Experience & Reliability




MPS LOGO.png

 For more information visit our website: www.ProcessMPS.com
How may we help you? Contact Us!

Creating Relationships Not Just Transactions!

Saving Money for the Future Should Not Feel Impossible

We help make saving money easy with three different business saving account options.

image - TFCU offers business money market accounts

Business Money Market

Enjoy quick access to your money with a higher savings interest rate when you maintain a minimum account balance.

image - TFCU offers business savings accounts

Business Savings Account

Enjoy an interest-bearing account that provides maximum deposit flexibility and no minimum balance requirements. 
image - TFCU offers certificate of deposits

Certificate of Deposit

Set aside money for a future expenditure while ensuring a guaranteed higher return on your investment with as little as $500.
APPLY FOR A BUSINESS CERTIFICATE OF DEPOSIT

Maximize Your Business Growth

image - TFCU offers online banking

Online Banking

Get quick, simple, and secure access to check your account balances, review past transactions, transfer funds between accounts, and pay your bills.

image - TFCU offers your employee benefits

Employee Benefits

Maximize your employee benefit package to enhance recruitment and retention by offering Tropical Financial membership to employees.

“Customer Service is the main reason we love Tropical and why we recommend TFCU to all our employees, because we know they’re going to have a great experience!”

Gary - DAS Group
Member since 2014
image - headshot of Member Gary

Disclosure 

TFCU membership required with $5.00 minimum in business deposit account. All commercial loans are subject to credit approval. Must reside in a state within TFCU lending area. Maximum loan to value (LTV) based on purchase cost or appraised value, whichever is less.