Welcome to Tropical Financial Credit Union
Where Community Feels Like Home
Who We Are
We have been proudly serving our members since 1935. Our mission goes beyond just assisting with financial needs – it's about creating an environment where community feels like home. At our not-for-profit institution, we're dedicated to understanding and meeting the unique needs of every member. Our commitment is to ensure that banking isn't just a transaction, but an experience that leaves you feeling positive and supported.
We believe in providing our members with the finest products and services, tailored to help them unlock their full financial potential. Our purpose is to guide and educate, empowering members to Get Beyond Money and turn their financial dreams into reality.
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Empowered To Be
TFCU empowers employees and members to be their whole, authentic selves. We are committed to co-creating an environment where everyone feels respected, valued, safe and included. As a credit union leader since 1935, we advocate for and celebrate the communities we serve. We will continue to elevate every voice to foster the best experience for all.
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Our Mission Is to Provide Members With Valuable Products, Services, and Education to Help Achieve Their Goals
85 +
YearsBuild upon 85+ years of financial expertise with a mission to make South Florida a better place for your friends and family.
68500 +
MembersEarn the trust and respect of more than 68,500+ of your friends and family who we continue to help feel good about banking.
4.5 MM
SavedOffer free financial guidance to South Florida communities, schools, and businesses while saving people like you over $4.5 million last year.
Helping Others Feel Good About Banking
Tropical Credit union has been very super supportive with me, helping me receive a car loan. I would recommend this credit Union to anybody. They have great customer service!
Jeremiah
Miami Gardens, FL
Kimberly. is a amazing Assistant manager. She helped me and my children to obtain 2 cars loans, and not only that, she continued help us to do business with Tropical financial credit union up to today. Thank you Kim.
Leonardo
West Palm Beach, FL
I am extremely satisfied with the service provided at this Kendall branch. I’m very thankful for Margarita and Eugene’s help and guidance. They guided me through every step of the auto loan process and even provided an auto loan advisor Adrian who helped me find the car I was looking for. My car was delivered to my door in a matter of days. They went above and beyond. I recommend this team of professionals 100%.
Rodriguez
Kendall, FL
Partnerships - Being Part Of The Community
Get ready to experience the thrill of exclusive benefits with Tropical Financial Credit Union, your premier partner for excitement and perks. Join us as we stand proudly alongside the Florida Panthers, showcasing the Tropical Financial brand across Panthers' digital platforms.
As part of this electrifying partnership, Tropical Financial takes center stage as the official credit union of the hockey organization, offering fans and members different ways of unlocking their true financial potential and helping them Get Beyond Money.
In addition to helping members with a variety of financial products like mortgages, car loans, and business loans, Tropical Financial aims to create a community that feels like home - regardless if they are a Panther fan or not.
Tropical Financial is proud to work with the South Florida Red Cross Chapter for over a decade helping communities all around the world.
With our employees and members, Tropical Financial pledges financial and in-kind donations in advance of disasters, powering the Red Cross with strong infrastructure, trained volunteers, and critical resources necessary to provide relief and support to those in crisis. These donations enable the Red Cross to respond to disasters at a moment’s notice — offering a safe place to sleep, a hot meal, emotional support and resources to aid in recovery — while also helping prepare people and communities for disasters yet to come.
"We are proud to be part of an organization that has a direct impact on the safety and well-being of our community," said Rick Shaw, president/CEO of Tropical Financial. "These resources are so important for families in our area, and we are grateful to work with the South Florida Red Cross in this mission."
Making An Impact On Our Community One Donation At A Time
Tropical Financial Is Not A Bank. We Are A Credit Union.
We take pride in crafting a personalized banking experience that goes beyond the ordinary. Enjoy Best-in-Class rates on home mortgages, auto loans, and a range of tailored products designed to meet your unique needs. Our goal is to equip you and our community members with top-notch financial tools that extend beyond traditional banking. That's the credit union way - That's the Tropical Financial way.
To become a member is easy, you must live or work in one of the following Florida counties: Miami-Dade, Broward, Palm Beach, St. Lucie, Martin, Hendry, Collier, Lee, and Sarasota. You also can join if you are an employee of one of our Partner Companies!
Join us on a journey to 'Get Beyond Money' as we work together to secure your financial future. At our institution, we're not just about transactions – we're building a place where community feels like home, and your financial well-being is at the heart of our mission.
