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Slapshot into the Potential of Your Home!

Special Offer Available On New Home Equity Loans and HELOCs

Step up to the challenge with the resilience of a Florida Panthers fan! Living in the heart of hurricane-prone Florida, we know the importance of fortifying our homes. Maximize your home's potential by leveraging a HELOC, allowing you to tackle renovations, reinforce against storms, and manage high-interest debts. Keep the funds at your fingertips for when you need them. Alternatively, opt for a fixed Home Equity loan, securing a set amount for essential home upgrades and repaying it over time. Let's face these challenges head-on, standing strong together as devoted Florida Panthers supporters and homeowners.

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Benefits of a Home Equity Loan

Now is a great opportunity to use the equity in your house to help you reach your housing goals this year. Take advantage of Tropical Financial's Home Equity Loan and HELOC special offer:

  • No closing costs**
  • Cashback of $250 for any home equity loans*
  • No prepayment penalties
  • Monthly payments won't change and are for a set period
  • Access to the TFCU Mortgage App (upload time-sensitive documents, track your Home Equity and HELOC process, quickly contact the mortgage department)
  • Local staffing to provide education and guidance on which options best suit your wants and needs
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Benefits of a HELOC

A Home Equity Line of Credit (HELOC) gives you the freedom to fulfill your financial demands with its low-interest rates and flexible payment alternatives.

  • Take money out when you need it
  • A consistent source of funding
  • Continue to use the equity in your house by taking out loans and paying them back
  • Additional savings – Your HELOC interest may be tax-deductible
  • Pay interest only on the amount you draw, not the total equity available in your credit line
  • No closing costs**
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How to use your Home Equity Loan or HELOC

Paying for life's major and unforeseen costs can be done affordably and conveniently with a Tropical Financial Home Equity loan or HELOC. Both options are excellent ways to finance all of your renovations or unexpected life happenings.

  • Home Improvement Projects
  • Debt Consolidation or Pay Off Bills
  • Finance Unexpected Situations
  • Pay for Large Purchases
  • Medical expenses
  • Vacations
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* To receive $250 bonus offer at closing the minimum loan amount or limit amount is $15,000 for a Home Equity Loan or a HELOC.  Bonus $250.00 will be deposited into member's TFCU checking or savings account after loan/LOC is closed and funded.

** No closing costs for loans and lines of credit up to $250,000

All home lending products are subject to credit and property approval. Your actual rate may vary and will be determined at the time of disbursement, based on your creditworthiness, term, collateral, and loan program. Not all applicants will qualify for the lowest rate.

Rates, program terms, and conditions are subject to change without notice. Other restrictions and limitations may apply. Property insurance is required; if the collateral is determined to be in an area having special flood hazards, flood insurance will be required as well. Property must be in Florida. Available on owner-occupied detached and attached primary and secondary residences. Not available on investment properties. Consult tax advisor for deductibility. TFCU will deposit the $1 minimum requirement to open your account.  Member must reside within TFCU Field of Membership. Offer may be withdrawn at any time without notice.