APY = Annual Percentage Yield, APR = Annual Percentage Rate
Your actual rate may vary and will be determined at the time of disbursement, based on your credit worthiness, term, collateral, and loan program. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history and eligibility for membership and relationship discounts per TFCU’s rate sheet. All savings are estimates and your actual savings will depend on the terms and rate of your loan program. Other conditions may apply. Rates and loan programs are subject to change without notice. TFCU membership eligibility required with $5 minimum in savings. Member must reside in a state within TFCU lending area.
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Here's how we are helping others feel good about banking...
What I enjoyed the most was the customer service. They educated me on the entire process of purchasing a home. I was happy to work with the team and they helped me throughout the entire process. Being a part of Tropical Financial Credit Union definitely makes me feel very comfortable; the whole environment - easy online access and lots of options when it comes to financing mortgage, cars and more.Julian- Member since 2016I have dealt with two banking institutions - one for profit and Tropical Financial Credit Union, a not-for-profit institution. I have felt a total difference between the two institutions; for example the empathy. My loan officer provided personalized service...working hard and sometimes late at night to provide me the loan that I might benefit from. He showed complete understanding of my situation and my needs.Howook "Sean"- Member since 2016
I have three vehicles that are financed by Tropical Financial Credit Union. I recently got a credit card balance transfer as well, which has saved me a lot. Besides the financial part, every time I walk into Tropical Financial I'm more like a family member, I feel like I belong.Cynthia- Member since 2014"TFCU helps enlighten me with information I really didn't know, information that'll help me make a better decision about what I want to do. That's why I come to Tropical Financial, because any time I have a hard problem I can call them and say, 'Hey look, I'm dealing with this,' and they give me choices...choices that I like that can help me make a better decision for me and my family."
Richard- Member since 1977
The Tropical Financial Credit Union Auto Advisor program was beneficial to me in getting my car. They truly catered to my needs and taught me a lot along the way.Nieman- Member since 2016"Basically I'm buying my first house with Tropical Financial Credit Union. When I started the process my knowledge was zero. It's been spectacular being educated so much from the time I started through closing. In fact in addition to my home loan I'm now talking to my advisor about a business loan as well!"
Ernesto- Member since 2016