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Home Equity

$825¹
LIFETIME SAVINGS

5.84% APR¹

6.11% APR¹

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Boat

$514¹
LIFETIME SAVINGS

5.59% APR²

6.33% APR²

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Unsecured

$258¹
LIFETIME SAVINGS

8.75% APR³

9.36% APR³

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$188 More ¹
LIFETIME SAVINGS

4.40% APR⁴

1.53% APR⁴

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Auto

$743¹
LIFETIME SAVINGS

2.99% APR⁵

4.85% APR⁵

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Mortgages

$64199¹
LIFETIME SAVINGS

4.87% APR⁶

6.01% APR⁶

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APY = Annual Percentage Yield
APR = Annual Percentage Rate
Your actual rate may vary and will be determined at the time of disbursement, based on your credit worthiness, term, collateral, and loan program. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history and eligibility for membership and relationship discounts per TFCU’s rate sheet. All savings are estimates and your actual savings will depend on the terms and rate of your loan program. Other conditions may apply. Rates and loan programs are subject to change without notice. TFCU membership eligibility required with $5 minimum in savings. Member must reside in a state within TFCU lending area.

Source: Datatrac
1 Used Car - 36 Mo: $737 is the difference between the amount paid in interest between Tropical Financial Credit Union's rate at 2.99% APR compared to 4.83% APR for the Miami-Fort Lauderdale Metro market average over the life of a $25,000 auto loan over 36 months.
2 30 Yr Fixed: $69,690 is the difference between the amount paid in interest between Tropical Financial Credit Union's rate at 4.875% APR compared to 6.110% APR for the Miami-Fort Lauderdale Metro market average over the life of a $250,000 mortgage over 360 months.
3 Home Equity - 10 Yr: $856 is the difference between the amount paid in interest between Tropical Financial Credit Union's rate at 5.84% APR compared to 6.12% APR for the Miami-Fort Lauderdale Metro market average over the life of a $50,000 home equity loan over 10 years.
4 New Boat - 60 Mo: $502 is the difference between the amount paid in interest between Tropical Financial Credit Union's rate at 5.59% APR compared to 6.31% APR for the Miami-Fort Lauderdale Metro market average over the life of a $25,000 boat loan over 60 months.
5 Unsecured - 36 Mo: $250 is the difference between the amount paid in interest between Tropical Financial Credit Union's rate at 8.75% APR compared to 9.35% APR for the Miami-Fort Lauderdale Metro market average over the life of a $25,000 unsecured loan over 36 months.
61 Yr CD - $10k: 190% is the difference between the percent earned in interest between Tropical Financial Credit Union's rate at 4.40% APY compared to 1.51% APY for the Miami-Fort Lauderdale Metro market average over the life of a 1 year certificate of deposit (CD) at $10,000

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Osiris Salgado was a lifesaver today! Typically banks have very long and complex processes for anything that is outside of the regular daily tasks. But she took the time to understand my needs, find the best solution, and even learned new skills right on the spot to get it done right there! She made my day and I cannot recommend this branch enough!

Thank you!

Sergio René Vazquez Rodriguez

Just wanted to thank all of you for providing help whenever I had an issue. Always a kind word and helpful attitude helping members to navigate the ups and downs in daily life.

Best wishes, Dr.Gilpin

Kent l Gilpin MS, Ph.D.

Let me say, I've been banking with TFCU all these years and they have always put their customers first! Very understanding and helpful when it comes to your finances. They have assisted me in many ways with ease. I highly recommend them not just as a place to bank but the best family institution for banking. Join and see for yourself!

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