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Compare Our Loan Rates
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Miami, Fort Lauderdale Metro
APY = Annual Percentage Yield
APR = Annual Percentage Rate
Your actual rate may vary and will be determined at the time of disbursement, based on your credit worthiness, term, collateral, and loan program. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history and eligibility for membership and relationship discounts per TFCU’s rate sheet. All savings are estimates and your actual savings will depend on the terms and rate of your loan program. Other conditions may apply. Rates and loan programs are subject to change without notice. TFCU membership eligibility required with $5 minimum in savings. Member must reside in a state within TFCU lending area.
Source: Datatrac
1 Used Car - 36 Mo: $737 is the difference between the amount paid in interest between Tropical Financial Credit Union's rate at 2.99% APR compared to 4.83% APR for the Miami-Fort Lauderdale Metro market average over the life of a $25,000 auto loan over 36 months.
2 30 Yr Fixed: $69,690 is the difference between the amount paid in interest between Tropical Financial Credit Union's rate at 4.875% APR compared to 6.110% APR for the Miami-Fort Lauderdale Metro market average over the life of a $250,000 mortgage over 360 months.
3 Home Equity - 10 Yr: $856 is the difference between the amount paid in interest between Tropical Financial Credit Union's rate at 5.84% APR compared to 6.12% APR for the Miami-Fort Lauderdale Metro market average over the life of a $50,000 home equity loan over 10 years.
4 New Boat - 60 Mo: $502 is the difference between the amount paid in interest between Tropical Financial Credit Union's rate at 5.59% APR compared to 6.31% APR for the Miami-Fort Lauderdale Metro market average over the life of a $25,000 boat loan over 60 months.
5 Unsecured - 36 Mo: $250 is the difference between the amount paid in interest between Tropical Financial Credit Union's rate at 8.75% APR compared to 9.35% APR for the Miami-Fort Lauderdale Metro market average over the life of a $25,000 unsecured loan over 36 months.
61 Yr CD - $10k: 190% is the difference between the percent earned in interest between Tropical Financial Credit Union's rate at 4.40% APY compared to 1.51% APY for the Miami-Fort Lauderdale Metro market average over the life of a 1 year certificate of deposit (CD) at $10,000
ARE YOU READY TO EARN CASH BACK ON WHAT YOU SPEND?
Daily Rewards Debit Account
Earn 2 cents back on purchases made with a Tropical Financial Daily Rewards Debit Account.
Banking Should Be Simple and Easy
Security is Priority
Have confidence knowing your money is safe because we protect it from the bad guys with top-level world class security.
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Online Bill Pay
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e-Statements
Help save the trees while protecting your identity when you sign up for monthly e-statements.
Accessible Branches
With shared branching member have the ability to access a physical branch wherever they may be in the U.S.
Nationwide ATMs
Forget about frustrating ATM fees because you get access to over 30,000 surcharge-free nationwide ATMs.
HOW WE ARE
Helping Others Feel Good About Banking
Sergio René Vazquez Rodriguez
Kent l Gilpin MS, Ph.D.
Let me say, I've been banking with TFCU all these years and they have always put their customers first! Very understanding and helpful when it comes to your finances. They have assisted me in many ways with ease. I highly recommend them not just as a place to bank but the best family institution for banking. Join and see for yourself!