Rates > Certificate and IRA

Effective 03/30/15

Type of Account Min. to open Term APY Rate
Regular Certificate $500 6 Months 0.2000% 0.1999%
Regular Certificate+ $500 11 Months 3.0000% 2.9668%
Regular Certificate $500 12 Months 0.3500% 0.3495%
Regular Certificate $1,000 18 Months 1.0000% 0.9963%
Regular Certificate $500 24 Months 0.5000% 0.4991%
Regular Certificate $500 30 Months 0.6000% 0.5987%
Regular Certificate $500 36 Months 0.7000% 0.6982%
Regular Certificate $500 48 Months 1.0000% 0.9963%
Regular Certificate $500 60 Months 1.7500% 1.7386%
Bump Up Certificate** $500 48 Months 0.9000% 0.8970%
Jumbo Certificate $100,000 6 Months 0.2000% 0.1999%
Jumbo Certificate $100,000 12 Months 0.3500% 0.3495%
Jumbo Certificate $100,000 24 Months 0.5000% 0.4991%
Jumbo Certificate $100,000 30 Months 0.6000% 0.5987%
Jumbo Certificate $100,000 60 Months 2.0000% 1.9852%
Traditional & Roth IRA Certificate* $500 6 Months 0.2000% 0.1999%
Traditional & Roth IRA Certificate+ $500 11 Months 3.0000% 2.9668%
Traditional & Roth IRA Certificate* $500 12 Months 0.3500% 0.3495%
Traditional & Roth IRA Certificate* $1,000 18 Months 1.0000% 0.9963%
Traditional & Roth IRA Certificate* $500 24 Months 0.5000% 0.4991%
Traditional & Roth IRA Certificate* $500 30 Months 0.6000% 0.5987%
Traditional & Roth IRA Certificate* $500 36 Months 0.7000% 0.6982%
Traditional & Roth IRA Certificate* $500 48 Months 1.0000% 0.9963%
Traditional & Roth IRA Certificate* $500 60 Months 1.7500% 1.7386%
Traditional & Roth IRA Variable Certificate* $25 24 Months 0.5000% 0.4991%
Roth Conduit IRA Certificate* $500 6 Months 0.2000% 0.1999%
Roth Conduit IRA Certificate* $500 12 Months 0.3500% 0.3495%

 
*All IRAs are for individuals only and not available to businesses or to be opened under a business account. 
** At your option, you may exchange the rate 2 times after 6 months within the initial 48-month term.

+11-month term Certificate of Deposit is limited to one certificate per member. The certificate has a $500 minimum opeing deposit and a $5,000 maximum deposit. At maturity, the certificate will renew at the then current rate for a regular 11-month certificate. Penalty will apply for early withdrawal and may reduce earnings. The offering is for a limited time and may be withdrawn at any time without notice.

Penalties will apply for early withdrawal. Rates subject to change without notice.