Rates > Certificate and IRA

Effective 4/25/16

Type of Account Min. to open Term APY Rate
Regular Certificate $500 6 Months 0.2500% 0.2498%
Regular Certificate $500 9 Months 0.7500% 0.7495%
Regular Certificate $500 11 Months 1.0000% 0.9963%
Regular Certificate $500 12 Months 0.3500% 0.3495%
Regular Certificate+ $15,000 13 Months 1.7500% 1.7386%
Regular Certificate $5,000 15 Months 1.2500% 1.2442%
Regular Certificate $500 18 Months 0.5500% 0.5489%
Regular Certificate $500 24 Months 0.5500% 0.5489%
Regular Certificate $500 30 Months 0.7500% 0.7479%
Regular Certificate $500 36 Months 0.7500% 0.7479%
Regular Certificate $500 48 Months 1.0000% 0.9963%
Regular Certificat $500 60 Months 1.7500% 1.7386%
Bump Up Certificate** $500 48 Months 0.9000% 0.8970%
Jumbo Certificate $100,000 6 Months 0.2500% 0.2498%
Jumbo Certificate $100,000 12 Months 0.3500% 0.3495%
Jumbo Certificate $100,000 18 Months 0.5500% 0.5489%
Jumbo Certificate $100,000 24 Months 0.5500% 0.5489%
Jumbo Certificate $100,000 30 Months 0.7500% 0.7479%
Jumbo Certificate $100,000 60 Months 2.0000% 1.9852%
Traditional & Roth IRA Certificate* $500 6 Months 0.2500% 0.2498%
Traditional & Roth IRA Certificate* $500 9 Months 0.7500% 0.7479%
Traditional & Roth IRA Certificate* $500 11 Months 1.0000% 0.9963%
Traditional & Roth IRA Certificate* $500 12 Months 0.3500% 0.3495%
Traditional & Roth IRA Certificate+ $15,000 13 Months 1.7500% 1.7386%
Traditional & Roth IRA Certificate* $5,000 15 Months 1.2500% 1.2442%
Traditional & Roth IRA Certificate* $500 18 Months 0.5500% 0.5489%
Traditional & Roth IRA Certificate* $500 24 Months 0.5500% 0.5489%
Traditional & Roth IRA Certificate* $500 30 Months 0.7500% 0.7479%
Traditional & Roth IRA Certificate* $500 36 Months 0.7500% 0.7479%
Traditional & Roth IRA Certificate* $500 48 Months 1.0000% 0.9963%
Traditional & Roth IRA Certificate* $500 60 Months 1.7500% 1.7386%
Traditional & Roth IRA Variable Certificate* $25 24 Months 0.5500% 0.5489%


*All IRAs are for individuals only and not available to businesses or to be opened under a business account. 
** At your option, you may exchange the rate 2 times after 6 months within the initial 48-month term.

+Promotional rate available for new TFCU deposits.  At maturity, funds will be deposited to your savings account at the rates in effect at that time.  Limited time offer which may be withdrawn at any time.

Penalties will apply for early withdrawal. Rates subject to change without notice.