Rates > Certificate and IRA

Effective 02/01/14

Type of Account Min. to open Term APY Rate
Regular Certificate $500 6 Months 0.2000% 0.1999%
Regular Certificate $500 12 Months 0.3500% 0.3495%
Regular Certificate $500 18 Months 0.3500% 0.3495%
Regular Certificate $500 24 Months 0.5000% 0.4991%
Regular Certificate $500 30 Months 0.6000% 0. 5987%
Regular Certificate $500 36 Months 0.7000% 0.6982%
Regular Certificate $500 48 Months 1.0000% 0.9963%
Regular Certificate $500 60 Months 1.2500% 1.2442%
Bump Up Certificate** $500 48 Months 0.9000% 0.8970%
Jumbo Certificate $100,000 6 Months 0.2000% 0.1999%
Jumbo Certificate $100,000 12 Months 0.3500% 0.3495%
Jumbo Certificate $100,000 18 Months 0.3500% 0.3495%
Jumbo Certificate $100,000 24 Months 0.5000% 0.4991%
Jumbo Certificate $100,000 30 Months 0.6000% 0.5987%
Jumbo Certificate $100,000 60 Months 1.2500% 1.2442%
Traditional & Roth IRA Certificate* $500 6 Months 0.2000% 0.1999%
Traditional & Roth IRA Certificate* $500 12 Months 0.3500% 0.3495%
Traditional & Roth IRA Certificate* $500 18 Months 0.3500% 0.3495%
Traditional & Roth IRA Certificate* $500 24 Months 0.5000% 0.4991%
Traditional & Roth IRA Certificate* $500 30 Months 0.6000% 0.5987%
Traditional & Roth IRA Certificate* $500 36 Months 0.7000% 0.6982%
Traditional & Roth IRA Certificate* $500 48 Months 1.0000% 0.9963%
Traditional & Roth IRA Certificate* $500 60 Months 1.2500% 1.2442%
Traditional & Roth IRA Variable Certificate* $25 24 Months 0.5000% 0.4991%
Roth Conduit IRA Certificate* $500 6 Months 0.2000% 0.1999%
Roth Conduit IRA Certificate* $500 12 Months 0.3500% 0.3495%

 
*All IRAs are for individuals only and not available to businesses or to be opened under a business account. 
** At your option, you may exchange the rate 2 times after 6 months within the initial 48-month term.

Penalties will apply for early withdrawal. Rates subject to change without notice.