Partner Company Benefits

June 12th @ 10am

Small Business, Big Dreams, & Excellent Credit

In today’s evolving financial climate, creating a resilient and thriving business is more important than ever. At Tropical Financial, we’re dedicated to empowering our members with the guidance and resources they need to succeed. That’s why we’re proud to introduce our upcoming webinar, Small Business, Big Dreams & Excellent Credit, presented in collaboration with KOFE.

With a record number of minority-owned businesses on the rise, now is the time to take the next step. During this session, our financial specialists will explore how strong credit can be a key driver of business success. Discover actionable tips to build and improve your credit profile, unlock new opportunities, and position your business for sustainable growth in a competitive landscape.

Best for Those Who Want to Be Rewarded for Their Purchases

No Monthly Service Fee
No Minimum Balance Required

Show Additional Benefits

Earn 2 Cents On Every Purchase
Rewards are credited to your account the nest business day.
1st Order of Checks Mobile and E-Services Are Free

Open An Account Today Open Your Account With Direct Deposit

$150 In Your Pocket

Refinance with TFCU and we’ll give you up to $150 back!¹

Lower Your Monthly Payment

See how much you can save in less than 60 seconds!

Fast Approval

Apply and receive an answer, usually within 24 hours!

The Road to Home Ownership Guide

If you are considering homeownership, it’s never too early to start planning
The Road to Home Ownership Guide will help you:
Calculate how much home you can afford

Consider your credit score and how it impacts your application

Create a monthly budget to help with saving (worksheet included)

Show Additional Benefits

On top of a closing cost discount, our program includes waived intangible tax, down payments as low as 3%, special member pricing on PMI, and more

Download Today

Home Equity and Lines of Credit Guide

For those looking to tap into their home’s equity for large purchases, home renovations, and debt consolidation TFCU offers no closing costs up to $250,000 and low rate options
The TFCU Home Equity Guide will help you determine:
What is a home equity loan

How does it all work

What's required for these type of loans

Do you need a home equity loan or a line of credit

Download Today

Mortgage Items Checklist

For those looking to refinance your credit union mortgage, you’ll need a lot of the same documents used when you first applied
The Home Loan Checklist highlights the pros of using a credit union for your Jumbo Loan and what documentation you need to help streamline the process
Important information related to Jumbo Home Loans

Top 3 reasons to stay local and choose a credit union for your next loan

Printable PDF checklist to have with you at all times

Download Today

Highlight #1

Body text to go here lorem ipsum dolor sit amet, consectetur adipiscing elit sed eiusmod tempor incididunt ut labore et dolore magna aliqua. Enim minim veniam, quis nostrud ullamco laboris nisi ut aliquip.

Highlight #2

Highlight #3

*TFCU membership required. We will deposit the $1 minimum requirement to open your account. Employees must reside or work in Miami-Dade, Broward, Palm Beach, St. Lucie, Martin, Hendry, Collier, Lee and Sarasota counties. Offers are subject to change without prior notice.

1 Credit and collateral subject to approval. Existing Tropical Financial Credit Union loans are not eligible for this offer. Loan balance of at least $10,000 required for $150 cash incentive. Cash bonus will be deposited to your TFCU savings account. Refinance offer limited to one per vehicle. Offer cannot be combined with any other offers. Other restrictions may apply. Offer may end at any time. Recipient is solely responsible for any personal tax liability arising out of this incentive. TFCU will deposit the $1 minimum requirement to open your account.

2 Appraisal cost credit up to $500 towards the cost of a new appraisal will be reflected as a Lender Credit at time of closing and is good for mortgage applications submitted through 12/31/2025 and must close by 03/31/2026. Certain restrictions apply. Member must have a checking account with direct deposit of at least $500/month to receive credit at closing. Programs, offers, rates, terms, and conditions are subject to change or cancellation without notice. Cannot be combined with any other offers.

3 Annual Percentage Yield (APY) Penalties will apply for early withdrawal. 0.10% APY bump on all regular CDs applies to deposits of at least $500, in which all the funds are new money. Cannot be combined with other promotional offers. Rates subject to change without notice. All IRAs are for individuals only and not available to businesses or to be opened under a business account. The minimum average daily balance to earn APY (Annual Percentage Yield) is $500. The APY is based on the assumption that interest will remain in the CD Account until maturity. Fees may reduce the earnings on the CD Account.

Welcome to Tropical Financial's Partner Company Benefit Page

Tropical Financial Monthly Webinar Series

Small Business, Big Dreams, & Excellent Credit

Best for Those Who Want to Be Rewarded for Their Purchases