PLANNING FOR THE FUTURE CAN FEEL OVERWHELMING
How much money do you need? Where do you start? Who should I invest with?
Don’t worry. We help make things simple for you.
TROPICAL FINANCIAL INVESTMENT AND INSURANCE SERVICES
IRAS AND 401K
IRAs and 401Ks are tax-favored ways to save for retirement. It’s never too late to start saving for your retirement with these tax-advantage accounts.
Knowledge is power. No matter where you are in life, the more you know about handling your finances, the better your chances of reaching your goals — including planning for college for the kids.
A comprehensive and manageable retirement plan can give you more control over when you retire, and what your retirement will look like when it arrives.
While most of us need an estate plan, few of us actually take time to put one together. Good news: It might not be as difficult as you think. A financial professional can help you get started and recommend strategies to help you pursue your personal estate planning objectives.
DROP & 401K ROLLOVER SERVICES
Don’t risk retiring without knowing all your options! Instead, make the transition with the facts in mind and an understanding of the ways you can potentially use DROP and retirement plan assets to pursue retirement goals.
Wealth transfer planning doesn’t have to take a lot of money or a complicated estate plan to create a lasting legacy. If your plan is to leave a sum of money to your children, grandchildren or a charity; there may be a more tax-efficient solution for your maturing CD.
INSURE WHAT MATTERS MOST TO YOU
Protecting those around us after we’re gone is a basic need and a key component of any member’s financial plan. Tropical Financial Investment and Insurance Services professionals can offer a strategy and variety of life insurance products to meet the protection needs of these members.
Think you don’t need disability coverage?
We all want to leave this world with our financial affairs in good order. So we draft a will and an estate plan, and purchase life insurance. But few of us consider disability insurance—The coverage that can help us maintain our income and quality of life while we are alive. We’d all like to believe that we’ll never be disabled. But the reality is…It could happen to you. If it does, will your family be taken care of? Will you be prepared?
SCHEDULE A COMPLIMENTARY FINANCIAL PLANNING ASSESSMENT
We look forward to listening and learning about the questions and concerns you have about planning for the future and then providing recommendations to help guide you along the way.
Check the background of the investment professionals associated with this site on FINRA's BrokerCheck.
Richard A. Weiner
We Look Forward To Helping You
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Tropical Financial Credit Union and Tropical Financial Investment & Insurance Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Tropical Financial Investment & Insurance Services, and may also be employees of Tropical Financial Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Tropical Financial Credit Union or Tropical Financial Investment & Insurance Services. Securities and insurance offered through LPL or its affiliates are:
Not Insured by NCUA or Any Other Government Agency
|Not Credit Union Guaranteed||Not Credit Union Deposits or Obligations||May Lose Value|
The LPL Financial registered representative(s) associated with this webpage may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.