When it comes to mortgages, there’s different types to consider. Whether you’re planning on buying a home, refinance your mortgage with a low credit union rate or tap into your home equity, TFCU has got you covered. Learn about our different mortgages or apply today in less than 10 minutes.
When it comes to finding the perfect home loan, we have all the products and services you need. Start by comparing mortgage loans and mortgage loan rates, calculate estimated monthly payments and get pre-approved so that you can shop for homes and home loans with the confidence you deserve. Choose one of the options below so you can be one step closer to your Florida home loan.
I want to browse mortgage refinance rates in South Florida so I can lower my monthly payment and save money.
I’m interested in learning more about credit union home equity loan rates in order to make a large purchase or consolidate debt.
I’d like to make a payment on my credit union mortgage or view my Florida mortgage balance.
TFCU offers different options when it comes to finding a mortgage in Florida. Check out our special programs designed with members in mind. Mortgages can be expensive, which is why we wanted to take the roadblocks out of the home buying process. From as little as 3% down to waived closing costs, TFCU’s Mortgage Programs are designed to fit your home buying needs.
For those who haven’t owned a home within the past three years, we offer the First Time Mortgage Buying Program. Here are some highlights of this program:
For those looking to tap into their home’s equity for large purchases, home renovations and debt consolidation, we offer:
WITH ONE OF OUR MORTGAGE LOAN OFFICER'S
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Find helpful articles with advice on credit union mortgages, guidance on the home buying process in South Florida and things you can do to your home even after you’ve moved in.
Do I have to be a member to apply for a TFCU mortgage?
Membership is not required to get pre-qualified or apply for a mortgage with TFCU. If approved for a mortgage with a TFCU, membership will then be required, but handled by your mortgage processor so you can sit back and relax. For information on membership please click here.
What is the difference between being pre-qualified and pre-approved?
The difference in being pre-qualified and pre-approved is the order within the loan process. Borrowers may want to get pre-qualified to get an idea of an amount they would pre-approved for.
Our MLO’s complete a thorough pre-qualification that does include reviewing income, asset and credit documents so that you as a home buyer have a very good pre-qualification for a loan with Tropical, which can be given to the seller
Once pre-qualified borrowers can begin a pre-approval that involves verifying credit, down payment and submitting important loan documents. Getting pre-approved helps to speed up the mortgage process.
What are the TFCU Mortgage service areas?
TFCU services mortgages for those purchasing in Miami-Dade, Broward, Palm Beach, St. Lucie, Martin, Hendry, Collier, Lee and Sarasota counties.
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