Experience a unique car-buying event at our Miramar Branch with a variety of vehicles and expert guidance from our Auto Advisors. Test, choose, and drive off with great deals – your next adventure begins now!
New & Used Car Special Offers Include
No Payments until 2025**
0.25 Rate Discount
or
Discounted GAP*
NO COST AutoAdvisors concierge services
Over 100 vehicles on site
Mix of new and pre-owned vehicles
Trade-Ins welcome
How To Apply To Be Pre-Approved for the Car Sale
Step 1: Get Pre-Approved
Speak With Our Auto Advisor
Once you're pre-approved, let your TFCU representative know you would like to have an Auto Advisor guide you through the next steps. Our Auto Advisors are here to help every step of the way! From finding your dream car to helping you negotiate the price. For this Car Sale, only receive an additional 0.25 rate discount or discounted GAP* when you use our Auto Advisors.
Experience Effortless Auto Buying With Auto Advisors
Searching to buy a vehicle, truck, or SUV—new or used? But don't have time to shop, deal with pushy salesmen, or negotiate for hours? Without ever stepping foot inside a dealership, our colleagues at Auto Advisors will make it easy and get you the best deal possible. And yes, if you have a current car to trade in for an upgrade, they will take care of that, too!
Your Auto Advisor Will:
- Find your perfect car
- Eliminate price negotiations
- Get the most for your trade-in
- Arrange for vehicle delivery
TFCU Auto Loans Rates
Rates as low as:
4.99 % APR*
36 MonthsNew or Used
Purchased transactions only.
Other conditions may apply.
5.44 % APR*
60 MonthsNew or Used
Purchased transactions only.
Other conditions may apply.
5.64 % APR*
78 MonthsNew or Used
Purchased transactions only.
Other conditions may apply.
6.54 % APR*
84 MonthsNew Only
Minimum loan amount required.
Other conditions may apply.
FAQs
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Pricing and Discounts
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What Are the Prices and Discounts Available on the Cars During the Sale Event?
The Auto Advisor will work to secure the best possible price for your desired vehicle.
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How Much Do I Save if I Use Auto Advisors to Purchase the Car?
You can benefit from a 0.25% rate discount in addition to the best available prices for your selected vehicle.
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Are There Any Additional Incentives for Purchasing Multiple Cars or Referring Friends/Family?
The 0.25% discount or discounted GAP*, and no payments until 2025 are per application. If you have multiple applications, each vehicle app can qualify for either the offer.
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Process and Participation
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Can I Trade in My Current Car During the Event, and if So, What Is the Process?
Yes, you can trade in your current car. Provide the relevant details to the Auto Advisor, who will guide you through the trade-in process.
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Is This Promotion Available to My Friend and Family and if So, Do They Need to Open an Account With the Credit Union?
Yes, this promotion is open to everyone. However, they will need to open an account with Tropical Financial Credit Union to secure a loan.
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Can I Test Drive the Car I’m Interested in During the Event?
Yes, test drive information will be provided by the Auto Advisor.
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Are There Any Specific Requirements or Documents Needed for Purchasing a Car During the Event?
The requirements are the same as usual. If any additional documents are needed, the member will be informed upon approval.
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Are There Any Additional Warranties or Packages Included With the Purchase During the Event?
We finance our current products. If the car comes with any warranties or packages, the Auto Advisor will provide that information based on the vehicle.
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Does This Car Sale Event Include New and Used Cars?
Yes, the event features both new and used cars, offering a wide selection for buyers.
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Additional Services and Policies
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What Is the Return or Exchange Policy for Cars Purchased During the Event?
The Auto Advisor will provide information on return or exchange policies, which depend on the vehicle and the dealer.
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Will There Be Any Maintenance or Service Offers Available for Cars Purchased During the Sale?
The Credit Union does not offer maintenance or service packages, but these may be available through the dealer where the vehicle is purchased.
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Let's Get You Pre-Approved Today
Disclosures
** 90-day payment deferral subject to credit qualification. Interest will continue to accrue during the 90-day deferral period on the full amount borrowed beginning on the loan issue date. The accumulation of interest, with no payments being made to reduce the principal, will be added to the total repayment amount. Other restrictions may apply
* To be eligible for Special Car Sale offers, you must apply for your loan between 10/01/2024 and 10/25/2024. RATE DISCOUNT OF .25% when you purchase your car through Auto Advisors: Car Sale. Auto Advisor rate discount of .25% will be applied to your actual APR determined at the time of disbursement and may not be combined with any other offer/discount. Other restrictions may apply. All loans are subject to approval based on creditworthiness, collateral approval and other factors. TFCU membership eligibility is required with a $1 minimum savings. Other restrictions may apply. Rates and Offers
may change or be removed at any time without notice.