Find it. Finance it. Drive it.
Upgrade your ride with better rates, easy financing, and a smoother car-buying experience.
Experience Effortless Auto Buying With Auto Advisors
Searching to buy a new vehicle, truck, or SUV, but don't have time to shop, deal with pushy salesmen, or negotiate for hours? Without ever stepping foot inside a dealership, our partners at Auto Advisors will make it easy and get you the best deal possible. And yes, if you have a current car to trade in for an upgrade, they will take care of that, too!
Your Auto Advisor Will:
- Find your perfect car
- Eliminate price negotiations
- Get the most for your trade-in
- Arrange for vehicle delivery
How to Get Pre-Approved for TFCU’s WPB Car Sale
Step 1: Get Pre-Approved
Start your journey by getting pre-approved so you can shop with confidence and focus on the right vehicle for your budget. Having the make, model, estimated purchase price, and preferred loan term in mind will help make the process even smoother.
Speak To An Auto Advisor
Once you’re pre-approved, let your TFCU representative know you’d like to connect with an AutoAdvisor. They’ll help guide you every step of the way: from finding your dream car to helping you negotiate a great price.
Extra Savings
For this Car Sale, you can enjoy an additional 0.50% rate discount when you have a TFCU checking account with autopay.
Sizzle & Save With Hot New Car Deals
No Payments for 90 Days**
0.50% Rate Discount*
Complimentary AutoAdvisors concierge services
TFCU Auto Loans Rates
Rates effective as of May 18, 2026
Rates as low as:
3.99 % APR*
36 MonthsNew
Purchased transactions only.
Other conditions may apply.
5.24 % APR*
60 MonthsNew
Purchase transactions only.
Other conditions may apply.
5.44 % APR*
78 MonthsNew
Purchase transactions only.
Other conditions may apply.
6.34 % APR*
84 MonthsNew
Minimum loan amount required.
Other conditions may apply.
FAQs
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Pricing and Discounts
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What Are the Prices and Discounts Available on the Cars During the Sale Event?
The Auto Advisor will work with participating dealers to secure the best available price on your chosen vehicle. Qualifying loans can receive an additional 0.50% rate discount* with a TFCU checking account and autopay, plus no payments for 90 days,** when the vehicle purchase is completed using the Auto Advisor service.
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Process and Participation
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Can I Trade in My Current Car During the Event, and if So, What Is the Process?
Yes, you can trade in your current car; your Auto Advisor will collect your vehicle details, obtain trade‑in offers from participating dealers, and apply the value toward your new purchase.
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Is This Promotion Available to My Friends and Family and if So, Do They Need to Open an Account With the Credit Union?
Yes, this promotion is open to everyone. However, they will need to open an account with Tropical Financial Credit Union to secure a loan.
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Can I Test Drive the Car I’m Interested in During the Event?
Yes, you can test drive vehicles; your Auto Advisor will coordinate test drive details directly with the dealership based on the car you’re considering.
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Are There Any Specific Requirements or Documents Needed for Purchasing a Car During the Event?
Standard auto‑loan requirements apply, including income, identity, and residency verification; if any additional documents are needed, we’ll let you know during the application and approval process.
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Are There Any Additional Warranties or Packages Included With the Purchase During the Event?
TFCU finances qualifying warranties and protection products; any manufacturer or dealer‑offered warranties and packages vary by vehicle, and your Auto Advisor will review what is available for the car you select.
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Does This Car Sale Event Include New and Used Cars?
This event is focused on new vehicles only, offered through participating dealers via Auto Advisors.
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Member Protection Services
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Does TFCU offer financial safeguards for my loan(s)?
Yes, TFCU offers a range of member protection options: including Credit Insurance, Mechanical Breakdown coverage, GAP, Auto Essentials Vehicle Protection, and Depreciation Protection, which you can review at the link below.
Member Protection Information -
What Is the Return or Exchange Policy for Cars Purchased During the Event?
Return and exchange policies are set by the individual dealer and depend on the specific vehicle; your Auto Advisor will explain the applicable policy for the car you’re considering before you finalize your purchase.
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Let's Get You Pre-Approved Today
Disclosures
*APR = Annual Percentage Rate. An additional .50% rate discount applies for members with a TFCU checking account AND loan payment set up to Auto Pay from their TFCU checking account and is only valid for purchases made through the Auto Advisors at the West Palm Beach Car Sale between 5/18/26-5/30/26. Rates will be no lower than 3.99% APR. Eligibility for the lowest advertised rate is based on creditworthiness, year of vehicle, ability to repay, credit score, down payment, terms and loan to value. Other rates and terms may apply and your rate may differ based on the loan program, term of repayment and other factors. TFCU will deposit the $1 minimum requirement to open your account. Member must reside in a state within TFCU lending area. Current TFCU accounts must be in good-standing, not have any type of restrictions, and TFCU loans paid-to-date.
** 90-day payment deferral subject to credit qualification. Interest will continue to accrue during the 90-day deferral period on the full amount borrowed beginning on the loan issue date. The accumulation of interest, with no payments being made to reduce the principal, will be added to the total repayment amount. Other restrictions may apply.
TFCU membership eligibility is required with a $1 minimum savings. Other restrictions may apply. Rates and Offers may change or be removed at any time without notice.