<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=489206321732816&amp;ev=PageView&amp;noscript=1">
Search the site
Notifications
Looks like you're all caught up on notifications!
Get Beyond Money to secure your financial future with TFCU.
Disclaimer: Third party link disclaimer

Linked websites are not under the control of Tropical Financial Credit Union and we are not responsible for the contents of any linked site or any link contained within a linked site. The privacy or security policies at a linked site may be different from those practiced at tropical financial credit union and you should review the privacy policy of any linked site.

Continue

Welcome to Tropical Financial's Partner Company Benefit Page

Panthers Dual Logo - Horizontal light April 2025

 

Tropical Financial Monthly Webinar Series

July 17th @ 10am

Identity Theft, Fraud, and Cybersecurity

In today’s digital world, staying safe online is just as important as staying financially fit. At Tropical Financial, we’re dedicated to helping our members protect what matters most—including their identity. That’s why we’re proud to introduce our upcoming webinar, Identity Theft, Fraud, and Cybersecurity, presented in partnership with KOFE.

From phishing scams to data breaches, cyber threats are becoming more sophisticated every day. During this session, our experts will help you recognize the warning signs of fraud, learn how to secure your personal information, and take steps to protect your digital footprint. Whether you're managing your finances online or just want peace of mind, this webinar will give you the tools you need to stay one step ahead.

Card Title Placeholder

Best for Those Who Want to Be Rewarded for Their Purchases

  • No Monthly Service Fee
  • No Minimum Balance Required
Show Additional Benefits Show Less
  • Earn 2 Cents On Every Purchase

    Rewards are credited to your account the nest business day.

  • 1st Order of Checks Mobile and E-Services Are Free
Open An Account Today Open Your Account With Direct Deposit

Refinance with TFCU and We'll Give You Up to $150!1

Auto

US-dollars-2-B

$150 In Your Pocket

Refinance with TFCU and we’ll give you up to $150 back!1

bag-money-hand-B

Lower Your Monthly Payment

See how much you can save in less than 60 seconds!

clock-on-calendar-B

Fast Approval

Apply and receive an answer, usually within 24 hours!

APPLY NOW

Refinance Your Auto Loan and Save

Refinancing your auto loan can have many benefits, here are some of the top reasons many look to refinance their auto loan with TFCU:

  • Competitive rates
  • Term extension options
  • Payment frequency options (monthly, weekly, bi-weekly, semi-monthly)
  • Mobile App for easy application submission
  • Low-price auxiliary products
  • Closing at your leisure in the comfort of your home.
  • Getting pre-approved for a credit union auto loan refinancing puts you in the driver’s seat.

Need A Checklist to Get You Started?
Click to download
the TFCU Auto Refinance Guide

1e1cb88c-2b8b-41b4-8568-dc713baf0211

car on loan

Apply Now To Refinance Your Car Loan

GettyImages-1328126375

Stress Free Mortgage Loans

Whether you are ready to purchase your new home, or if you are trying to refinance your mortgage payments, or if you are interested in a HELOC, Tropical Financials' mortgage experts are here to help you - at no cost! You can get $500 towards the cost of a new appraisal.2

Speak With A Mortgage Officer

 

Road to home ownership guide

The Road to Home Ownership Guide

  • If you are considering homeownership, it’s never too early to start planning
  • The Road to Home Ownership Guide will help you:

    Calculate how much home you can afford

    Consider your credit score and how it impacts your application

    Create a monthly budget to help with saving (worksheet included)

Show Additional Benefits Show Less
  • On top of a closing cost discount, our program includes waived intangible tax, down payments as low as 3%, special member pricing on PMI, and more
Download Today
7c987a4d-611a-4908-825b-b4fe1900e964

Home Equity and Lines of Credit Guide

  • For those looking to tap into their home’s equity for large purchases, home renovations, and debt consolidation TFCU offers no closing costs up to $250,000 and low rate options
  • The TFCU Home Equity Guide will help you determine:

    What is a home equity loan

    How does it all work

    What's required for these type of loans

    Do you need a home equity loan or a line of credit

Download Today
3rd

Mortgage Items Checklist

  • For those looking to refinance your credit union mortgage, you’ll need a lot of the same documents used when you first applied
  • The Home Loan Checklist highlights the pros of using a credit union for your Jumbo Loan and what documentation you need to help streamline the process

    Important information related to Jumbo Home Loans

    Top 3 reasons to stay local and choose a credit union for your next loan

    Printable PDF checklist to have with you at all times

Download Today

Certificates of Deposits3

Want to grow your money passively? We can help with our incredible CD rates.

  • Competitive rates 
  • Open online 
  • .10% rate bump

Handsome smiling barista with beard taking order on cell phone and using tablet in cafeteria

Tropical Financial offers free financial benefits for you and your employees — with no extra work!

As part of TFCU'S Partner Company Program your employees will receive: 

  • Special offers and discounts
  • Webinars on financial topics
  • Financial education programs
  • Personalized service
  • Tools and resources to help your employees Get Beyond Money

Our Partner Company Team

Personal Card

We want to help take your employee benefits to the next level.
Ready to learn more? Complete this form and we will reach out to you.

Latest Blogs

Your July 4th cookout may be more expensive than last year. Here’s what you can do about it.

Deviled eggs are cheaper now than in January. But you can expect the rest of your holiday cookout...

How to Save Money on Your Summer Vacation

With summer a few months away, you may be making vacation plans. Even if your travel plans are set,...

How To Save Money On Your Mortgage

While buyers are still getting no relief on home prices, conditions are improving. More homes are...

H2 Title Goes Here

Card Title Placeholder

Highlight #1

Body text to go here lorem ipsum dolor sit amet, consectetur adipiscing elit sed eiusmod tempor incididunt ut labore et dolore magna aliqua. Enim minim veniam, quis nostrud ullamco laboris nisi ut aliquip.

Card Title Placeholder

Highlight #2

Body text to go here lorem ipsum dolor sit amet, consectetur adipiscing elit sed eiusmod tempor incididunt ut labore et dolore magna aliqua. Enim minim veniam, quis nostrud ullamco laboris nisi ut aliquip.

Card Title Placeholder

Highlight #3

Body text to go here lorem ipsum dolor sit amet, consectetur adipiscing elit sed eiusmod tempor incididunt ut labore et dolore magna aliqua. Enim minim veniam, quis nostrud ullamco laboris nisi ut aliquip.

*TFCU membership required. We will deposit the $1 minimum requirement to open your account. Employees must reside or work in Miami-Dade, Broward, Palm Beach, St. Lucie, Martin, Hendry, Collier, Lee and Sarasota counties. Offers are subject to change without prior notice.

1 Credit and collateral subject to approval.  Existing Tropical Financial Credit Union loans are not eligible for this offer.  Loan balance of at least $10,000 required for $150 cash incentive. Cash bonus will be deposited to your TFCU savings account. Refinance offer limited to one per vehicle. Offer cannot be combined with any other offers. Other restrictions may apply.  Offer may end at any time. Recipient is solely responsible for any personal tax liability arising out of this incentive. TFCU will deposit the $1 minimum requirement to open your account.

2 Appraisal cost credit up to $500 towards the cost of a new appraisal will be reflected as a Lender Credit at time of closing and is good for mortgage applications submitted through 12/31/2025 and must close by 03/31/2026. Certain restrictions apply.  Member must have a checking account with direct deposit of at least $500/month to receive credit at closing.  Programs, offers, rates, terms, and conditions are subject to change or cancellation without notice. Cannot be combined with any other offers.

3 Annual Percentage Yield (APY) Penalties will apply for early withdrawal. 0.10% APY bump on all regular CDs applies to deposits of at least $500, in which all the funds are new money. Cannot be combined with other promotional offers. Rates subject to change without notice. All IRAs are for individuals only and not available to businesses or to be opened under a business account. The minimum average daily balance to earn APY (Annual Percentage Yield) is $500. The APY is based on the assumption that interest will remain in the CD Account until maturity. Fees may reduce the earnings on the CD Account.