*TFCU membership required. We will deposit the $1 minimum requirement to open your account. Employees must reside or work in Miami-Dade, Broward, Palm Beach, St. Lucie, Martin, Hendry, Collier, Lee, Sarasota, Monroe, Charlotte, and Manatee counties. Offers are subject to change without prior notice.
1 Credit and collateral subject to approval. Existing Tropical Financial Credit Union loans are not eligible for this offer. Loan balance of at least $10,000 required for $150 cash incentive. Cash bonus will be deposited to your TFCU savings account. Refinance offer limited to one per vehicle. Offer cannot be combined with any other offers. Other restrictions may apply. Offer may end at any time. Recipient is solely responsible for any personal tax liability arising out of this incentive. TFCU will deposit the $1 minimum requirement to open your account.
2 Appraisal cost credit up to $500 towards the cost of a new appraisal will be reflected as a Lender Credit at time of closing and is good for mortgage applications submitted through 12/31/2025 and must close by 03/31/2026. Certain restrictions apply. Member must have a checking account with direct deposit of at least $500/month to receive credit at closing. Programs, offers, rates, terms, and conditions are subject to change or cancellation without notice. Cannot be combined with any other offers.
3 Annual Percentage Yield (APY) Penalties will apply for early withdrawal. 0.10% APY bump on all regular CDs applies to deposits of at least $500, in which all the funds are new money. Cannot be combined with other promotional offers. Rates subject to change without notice. All IRAs are for individuals only and not available to businesses or to be opened under a business account. The minimum average daily balance to earn APY (Annual Percentage Yield) is $500. The APY is based on the assumption that interest will remain in the CD Account until maturity. Fees may reduce the earnings on the CD Account.