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SPEAK WITH A REPRESENTATIVE

Or you can call us at (888) 261-8328.

We've Got Some Of The Best Boat Loans Out On The Water.

Get beyond the stress & sail into savings on all boat financing with TFCU. 

APPLY TODAY

 

Buying a Boat Isn’t Easy, So Where Do You Begin?
If you’ve never bought a boat before you may be a little lost.
This is where we help you navigate the waters of boat loans for the Fort Lauderdale Boat Show.

Boat Loan Financing Options

Turn your dreams of exploring the open waters into a reality. Whether you're getting pre-approved for a boat loan or looking into boat loan refinancing, our job is to let you know all your options. 

SEE CURRENT RATES

Easy Application

If you’re looking for a new boat loan, used boat loan or boat refinancing, we can get you into the perfect fit. It’s what makes us one of the best boat loan lenders around. The process is as easy as 1,2,3.

I'M READY TO GET MY LOAN

Additional Protection

Buying a boat is an investment, which is why you should protect it. If you’re looking for GAP, Mechanical Breakdown or Payment Protection, we’ve got you covered. Literally.

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Get Beyond The Waterways

Sail into boat loan rates low as:

New & Used Boat Rate

As Low As 6.99% APR*

APPLY TODAY

Refinancing Boat Rate

As Low As 6.99% APR*

APPLY TODAY
TFCU boat loans feature these benefits to help you sail away sooner:  
  • Loan amounts up to $500,000
  • No application fees
  • No prepayment penalties
  • Terms from 72-240 months
  • Beat the Rate Program, offering .15% point lower on loans with same term from competing lenders, for qualified applicants*

Get the Boat Buying Checklist it will help you save time and money!  You can learn about… 

  • What to do Before your search begins
  • When looking for your dream boat, be on the look out for this
  • More tips you don’t want to miss

Download the Boat Buying Checklist today!

DOWNLOAD MY BOAT BUYING CHECKLIST
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Common Boat Brands Our Members Are Choosing

Getting a boat loan for exclusive brands is easy. Not sure which one to choose? Check out these top boat names TFCU members have financed:

  • Boston Whaler
  • Pursuit Boats
  • Sea Hunt Boats
  • Cobia Boats
  • Century Boats
  • Pathfinder Boats
  • Velocity Boats
  • Key West Boats
  • Carolina Skiff
boat in biscayne bay miami

 

+APR = Annual Percentage Rate.

*Beat the rate = current loan note DOES NOT qualify as evidence of a competing boat loan lender offer. Eligibility for the lowest advertised rate is based on creditworthiness, year of collateral, ability to repay, credit score, down payment, terms, and minimum loan amount of $50,000.  Other rates and terms may apply and your rate may differ based on the loan program, term of repayment and other factors. Member must reside in a state within TFCU lending area. Rates are subject to change without notice. Loan Example: $50,000 loan amount at 6.99% rate 180 months, payments of approximately $449.31

 

New Boats equals Current Year and Previous Two Years. Used Boats equals 10 years old or newer.  Other conditions may apply. 

 

TFCU will deposit the $1 minimum requirement to open your account. 

 

No financing for Boats and RVs classified or used as a dwelling.