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Florida MortGAGE Rates

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Rates effective as of June 1, 2020

30-year
(fixed rate)
3.625%*

Points: 0.000%

3.725% APR*

What's the rate?*

Important Loan Information

 

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in Miramar, FL and is within Broward county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 60 days and the assumed credit score is 740.

At a 3.625% interest rate, the APR for this loan type is 3.725%. The payment schedule would be:

  • 359 payments of $684.08 at a rate of 3.625%
  • 1 payment of $682.18 at a rate of 3.625%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

What's the APR?**

Important Loan Information

 

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in Miramar, FL and is within Broward county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 60 days and the assumed credit score is 740.

At a 3.625% interest rate, the APR for this loan type is 3.725%. The payment schedule would be:

  • 359 payments of $684.08 at a rate of 3.625%
  • 1 payment of $682.18 at a rate of 3.625%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

15-year
(fixed rate)
3.125%*

Points: 0.000%

3.285% APR**

What's the rate?*

Important Loan Information

 

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in Miramar, FL and is within Broward county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 60 days and the assumed credit score is 740.

At a 3.125% interest rate, the APR for this loan type is 3.285%. The payment schedule would be:

  • 179 payments of $1044.91 at rate of 3.125%
  • 1 payment of $1045.80 at a rate of 3.125%
If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

What's the APR?**

Important Loan Information

 

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in Miramar, FL and is within Broward county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 60 days and the assumed credit score is 740.

At a 3.125% interest rate, the APR for this loan type is 3.285%. The payment schedule would be:

  • 179 payments of $1044.91 at rate of 3.125%
  • 1 payment of $1045.80 at a rate of 3.125%
If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
30 Year Jumbo
(fixed rate)
4.000%*

Points: 0.000%

4.018% APR**

What's the rate?*

Important Loan Information

 

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $750,000 and an estimated property value of $1,000,000. The property is located in Miramar, FL and is within Broward county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 60 days and the assumed credit score is 740.

At a 4.000% interest rate, the APR for this loan type is 4.018%. The payment schedule would be:

  • 359 payments of $3,580.61 at a rate of 4.000%
  • 1 payment of $3,583.87 at a rate of 4.000%

     

    If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.











What's the APR?**

Important Loan Information

 

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $750,000 and an estimated property value of $1,000,000. The property is located in Miramar, FL and is within Broward county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 60 days and the assumed credit score is 740.

At a 4.000% interest rate, the APR for this loan type is 4.018%. The payment schedule would be:

  • 359 payments of $3,580.61 at a rate of 4.000%
  • 1 payment of $3,583.87 at a rate of 4.000%

     

    If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

5/1 ARM
(variable rate)
3.500%*

Points: 0.000%

3.179% APR**

What's the rate?*

Important Loan Information

 

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in Miramar, FL and is within Broward county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 60 days and the assumed credit score is 740.

At a 3.500% initial interest rate, the APR for this loan type is 3.179%, subject to increase. Based on current market conditions, the payment schedule would be:

  • 60 payments of $673.57 at a rate of 3.500%
  • 299 payments of $629.32 at a rate of 2.875%
  • 1 payment of $627.85 at a rate of 2.875% 

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

What's the APR?**

Important Loan Information

 

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in Miramar, FL and is within Broward county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 60 days and the assumed credit score is 740.

At a 3.500% initial interest rate, the APR for this loan type is 3.179%, subject to increase. Based on current market conditions, the payment schedule would be:

  • 60 payments of $673.57 at a rate of 3.500%
  • 299 payments of $629.32 at a rate of 2.875%
  • 1 payment of $627.85 at a rate of 2.875% 

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

Jumbo 5/1 ARM
(variable rate)
3.500%

Points: 0.000%

3.109% APR**

What's the rate?*

Important Loan Information

 

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $750,000 and an estimated property value of $1,000,000. The property is located in Miramar, FL and is within Broward county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 60 days and the assumed credit score is 740.

At a 3.500% initial interest rate, the APR for this loan type is 3.109%, subject to increase. Based on current market conditions, the payment schedule would be:

  • 60 payments of $3367.84 at a rate of 3.500%
  • 299 payments of $3,146.59 at a rate of 2.875%
  • 1 payment of $3,144.80 at a rate of 2.875%        

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

What's the APR?**

Important Loan Information

 

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $750,000 and an estimated property value of $1,000,000. The property is located in Miramar, FL and is within Broward county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 60 days and the assumed credit score is 740.

At a 3.500% initial interest rate, the APR for this loan type is 3.109%, subject to increase. Based on current market conditions, the payment schedule would be:

  • 60 payments of $3367.84 at a rate of 3.500%
  • 299 payments of $3,146.59 at a rate of 2.875%
  • 1 payment of $3,144.80 at a rate of 2.875%        

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

10 Yr “Rapid Refi”
Program (Fixed Rate)
3.625%*
Points: $500

3.678% APR**

What's the rate?*

Important Loan Information
 
The information provided assumes the purpose of the loan is to refinance your property, with a loan amount of $200,000 and an estimated property value of $270,000.   The property is located in Miramar, FL and is within Broward County.   The property is an existing single-family home and will be used as a primary residence.   The assumed credit score is 700 or higher.
 
At a 3.625% fixed rate, the APR for this loan type is 3.678%.    The payment schedule would be 120 months at $1989.45 per month at an interest rate of 3.625%.   For this loan, there will be no escrow account available.   Closing Costs on this loan is a total of only $500.

 

What's the APR?**

Important Loan Information
 
The information provided assumes the purpose of the loan is to refinance your property, with a loan amount of $200,000 and an estimated property value of $270,000.   The property is located in Miramar, FL and is within Broward County.   The property is an existing single-family home and will be used as a primary residence.   The assumed credit score is 700 or higher.
 
At a 3.625% fixed rate, the APR for this loan type is 3.678%.    The payment schedule would be 120 months at $1989.45 per month at an interest rate of 3.625%.   For this loan, there will be no escrow account available.   Closing Costs on this loan is a total of only $500.