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Florida Traditional and Roth IRA Certificate Rates

Compare Tropical Financial Credit Union's best traditional and Roth IRA CD rates.

Rates effective September 26, 2022  

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6 Months

1.75%
APY*

Rate: 1.7386%
$500 minimum to open

12 Months

2.00%
APY*

Rate: 1.9852%
$500 minimum to open

18 Months

2.25%
APY*

Rate: 2.2313%
$500 minimum to open

24 Months

1.25%
APY*
Rate: 1.2442%
$500 minimum to open

24 Months(Variable)

1.25%
APY*
Rate: 1.2442%
$25 minimum to open

36 Months

1.25%
APY*
Rate: 1.2442%
$500 minimum to open

48 Months

1.25%
APY*
Rate: 1.2442%
$500 minimum to open

60 Months

1.25%
APY*
Rate: 1.2442%
$500 minimum to open

* Annual Percentage Yield (APY) The minimum average daily balance to earn APY (Annual Percentage Yield) is $500. The APY is based on the assumption that interest will remain in the CD Account until maturity.

Penalties will apply for early withdrawal. Rates subject to change without notice.

All IRAs are for individuals only and not available to businesses or to be opened under a business account.

Fees may reduce the earnings on the CD Account.


TFCU membership eligibility is required with a $5 minimum savings. Other restrictions may apply.