TFCU NEW AUTO LOANS

Florida Car Loan Rates

Compare Tropical Financial Credit Union's best new and used auto loan rates.

Rates effective as of December 9, 2019

Estimate Your Car Payment Calculate and run the numbers.
APPLY FOR YOUR AUTO LOAN  IN 10 MINUTES OR LESS
Need help? We'll call you or  you can call us at (888) 261-8328

New Auto Loan Rates

36 Months

Rates as low as

2.84%
APR*
 
60 Months

Rates as low as

3.59%
APR*
 
72 Months**

Rates as low as

3.84%
APR*
84 Months***

Rates as low as

4.70%
APR*
Minimum loan amount: $15,000+

Used Auto Loan Rates

36 Months

Rates as low as

2.84%
APR+
 
60 Months

Rates as low as

3.59%
APR+
 
72 Months**

Rates as low as

3.84%
APR*

Older Used Autos and Classic Vehicles

Older Used Auto

60 months
Rates as low as

4.74%
APR*
 
Classic Vehicles

72 months
Rates as low as

4.74%
APR*
Auto must be manufactured after 1946 and at least 30 years old.

Disclosures

*APR = Annual Percentage Rate.  Eligibility for the lowest advertised rate is based on creditworthiness, year of vehicle, ability to repay, credit score, down payment and terms.  Other rates and terms may apply and your rate may differ based on the loan program, term of repayment and other factors. TFCU membership required with $5.00 minimum in savings. Member must reside in a state within TFCU lending area. Other restrictions may apply. Rates and Offers are subject to change without notice. Current TFCU accounts must be in good-standing, not have any type of restrictions, and TFCU loans paid-to-date. 

** 73-84 month rate and term available for new and used automobiles. 

+ Loan-to-Value (36 mos. up to 100% ). Limited time offer which applies to purchases only. Cannot be combined with any other offer or loan discount.

2.84% APR for 36 months up to 100% LTV. Limited time offer which applies to purchases only. Cannot be combined with any other offer or loan discount. 

Automobile: New automobiles include autos current year and previous year. Used Auto includes previously titled vehicles 8 years old or newer. Up to 100% financing not to exceed the lesser of MSRP or the final purchase price plus tax and Vehicle Service Agreement on new vehicles or the NADA retail value plus/minus options and mileage on used vehicles. Older Used Auto includes vehicles 9 years and older and must reflect an NADA value.  Rates are subject to change without notice. Other restrictions may apply. Auto loan example: $10,000 loan at 2.84% APR with 36 monthly payments of approximately $290.14.