TFCU NEW AUTO LOANS

Florida Car Loan Rates

Compare Tropical Financial Credit Union's best new and used auto loan rates.

Rates effective May 16, 2022.  

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New Auto Loan Rates

36 Months

Rates as low as

2.24%
APR+

Purchase transactions only. Oher conditions may apply. 
60 Months

Rates as low as

3.10%
APR+
Other conditions may apply. 
78 Months**

Rates as low as

3.59%
APR*
Minimum loan amount: $15,000+. Other conditions may apply. 
84 Months**

Rates as low as

4.39%
APR*
Minimum loan amount: $25,001+. Other conditions may apply. 

Used Auto Loan Rates

36 Months

Rates as low as

2.24%
APR*
Other conditions may apply.
60 Months

Rates as low as

3.30%
APR*
Other conditions may apply.
78 Months**

Rates as low as

3.79%
APR*
Minimum loan amount: $15,000+. Other conditions may apply.
84 Months**

Rates as low as

4.59%
APR*
Minimum loan amount: $25,001+.  Other conditions may apply.

Older Used Autos and Classic Vehicles

Older Used Auto

60 months
Rates as low as

6.54%
APR*
Minimum loan amount required.  Other conditions may apply. 
Classic Vehicles

78 months
Rates as low as

6.24%
APR*
Auto must be manufactured after 1946 and at least 30 years old.  Other conditions may apply. 

Disclosures

*APR = Annual Percentage Rate. Eligibility for the lowest advertised rate is based on creditworthiness, year of vehicle, ability to repay, credit score, down payment, terms and loan to value. Other rates and terms may apply and your rate may differ based on the loan program, term of repayment and other factors. TFCU membership required with $5.00 minimum in savings. Member must reside in a state within TFCU lending area. Other conditions may apply. Rates and Offers are subject to change without notice. Current TFCU accounts must be in good-standing, not have any type of restrictions, and TFCU loans paid-to-date.

+ Loan-to-Value (36 mos. up to 100% ). Limited time offer which applies to purchases only. Cannot be combined with any other offer or loan discount.

Auto Loan Example: $10,000 loan at 3.10% APR with 60 monthly payments of approximately $180.15

Automobile Vehicle loans: New automobile equals Current Year and Previous Year. Loan To Values based on MSRP/Purchase price on new vehicles or the NADA Retail value plus/minus options and mileage on used vehicles. Model year restrictions apply to 84 month term on used vehicles. Used Auto equals 8 years old or newer. Older Used Autos - 9 to 20 years old. Classic Vehicles manufactured after 1946 at least 30years old. Other conditions may apply. Rates, Terms and Offers are subject to change without notice.  Not all applicants will qualify for the lowest rate.  Rates quoted assume excellent borrower credit history.  Other eligibility requirements may apply.