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Florida Boat, Motorcycle and RV Loan Rates

Compare Tropical Financial Credit Union's best boat, motorcycle, and RV loan rates.

Rates effective May 16, 2022.  

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Boat Loan Rates

New Boat Loan

Rates as low as

4.74%
APR*
Payment Period and Loan Amount:
Various terms available with with minimum loan amounts required. Other conditions may apply. 
Used Boat Loan

Rates as low as

4.74%
APR*

Payment Period and Loan Amount:
Various terms available with with minimum loan amounts required. Other conditions may apply. 

Motorcycle Loan Rates

New Motorcycle Loan

Rates as low as

4.34%
APR*
Payment Period and Loan Amount:
Various terms available with with minimum loan amounts required. Purchase transactions only. Other conditions may apply. 
Used Motorcycle Loan

Rates as low as

4.34%
APR*

Payment Period and Loan Amount:
Various terms available with with minimum loan amounts required. Purchase transactions only. Other conditions may apply. 

Recreational Vehicle Loan Rates

New RV Loan

Rates as low as

4.99%
APR*
Payment Period and Loan Amount:
Various terms available.  Minimum loan amount for this rate: $50,000. Other conditions may apply. 
Used RV Loan

Rates as low as

4.99%
APR*
Payment Period and Loan Amount:
Various terms available.  Minimum loan amount for this rate: $50,000. Other conditions may apply. 

*APR = Annual Percentage Rate.

Eligibility for the lowest advertised rate is based on creditworthiness, year of vehicle, ability to repay, credit score, down payment and terms.  Other rates and terms may apply and your rate may differ based on the loan program, term of repayment and other factors. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history. Other eligibility requirements may apply. Other restrictions may apply.   Member must reside in a state within TFCU lending area. Rates are subject to change without notice. Current TFCU accounts must be in good-standing, not have any type of restrictions, and TFCU loans paid-to-date.

Loan Example: $15,000 loan at 4.74% APR with 72 monthly payments of approximately $239.81

3.34% APR for 36 months up to 100% LTV not to exceed the lesser of the invoice or the final purchase price on the new motorcycle or the NADA trade-in plus/minus options and mileage on used motorcycles. Limited time offer which applies to purchases only. Cannot be combined with any other offer or loan discount. No off-road dirt bikes and other restrictions may apply.

New Boats and New RVs equals Current Year and Previous Two Years. Used Boats equals 10 years old or newer. Used RVs equals 8 years old or newer.
New Motorcycle equals Current Year and Previous Year. Used Motorcycle equals 8 years old or newer.
No financing for Boats and RVs classified or used as a dwelling. Other collateral restrictions may apply.

Offers, rates, and terms are subject to change without notice.