Back 2 School DRD
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Make Every Cent Count

The start of a new school year brings a sense of excitement and anticipation for students and parents alike. From picking out the perfect backpack to stocking up on essential supplies, the preparation is part of the fun. Tropical Financial Credit Union is here to support parents every step of the way, offering savings and rewards that make the back-to-school experience even more enjoyable. Take full advantage of Tax-Free Holiday from Monday, July 29, to Sunday, August 11, 2024, to maximize your savings on school supplies and other essentials. With our Daily Rewards Debit card, you can stretch your dollars further, earning 2 cents for every transaction. It's our way of helping you get more value out of your purchases while preparing for the new school year, making this exciting season even better for you and your family.

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Swipe. Earn. Repeat.

Earn 2 cents every time you use your Daily Rewards Debit Card, with no minimum balances and no monthly maintenance fees. Compared to a traditional high-yield checking account offering 5.00% APY on a $1,000 balance, which yields $4.17 monthly, the Daily Rewards Debit Card can earn you $6.00 monthly with just 10 daily transactions. Save smart with effortless savings and enjoy more rewards with every swipe.

Swipe. Earn. Repeat.

Earn 2 cents every time you use your Daily Rewards Debit Card, with no minimum balances and no monthly maintenance fees. Compared to a traditional high-yield checking account offering 5.00% APY on a $1,000 balance, which yields $4.17 monthly, the Daily Rewards Debit Card can earn you $6.00 monthly with just 10 daily transactions. Save smart with effortless savings and enjoy more rewards with every swipe.

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Daily Rewards Highlights

We Offer the Best for Our Community

As part of the Daily Rewards Account, you will have access to the following features:

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Free Use of the TFCU Mobile App

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You Can Mobile Deposit Anywhere, at Any Time - 24/7

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Free Bill Pay*

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Free E-statements

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No ATM Fees**

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Open an Account in Less Than 5 Minutes

4 Easy Steps To Open An Account

Follow these simple, easy steps to open your credit union checking or debit account.
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Step 1

Your Initial Deposit

An initial deposit of at least $25 is required to  open our Daily Reward checking account. You are eligible for membership if you reside or work in the following Florida counties: Miami-Dade, Broward, Palm Beach, St. Lucie, Martin, Hendry, Collier, Lee or Sarasota.

Step 2

Fill Out The Form

Click the button above and fill out our quick and easy form. You can open an account in as little as 5 minutes, making the process fast and hassle-free.

Step 3

What You Need

Whether you open an account online or at a local South Florida branch, you will need a valid form of identification. If adding a beneficiary, their date of birth and social security number are required.

Step 4

Direct Deposit

If you are planning to set up direct deposit to your new account, you will need to provide your payroll department or Social Security with TFCU's ABA Routing Number #267077847, and your TFCU account number.

Start Your Back 2 School Right, By Getting More Money Back With Every Swipe!

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Disclosures

*Rewards are credited to your account the next business day. The monthly earnings of $6 for daily rewards debit assumes that there is 10 daily transactions or a total of 300 transactions monthly at 2 cents. The earnings could be more or less contingent on the number of transactions monthly.   The comparison with the high-yield checking assumes a monthly earning of $4.17 given that there is a minimum account balance of $1000 with an APY of 5%. See Schedule of Fees. Other conditions may apply.