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Auto Loan Monthly Payment Too High?

Get beyond the worry and stop losing money with a TFCU auto loan refinance.


Here's Why Others Refi With TFCU: 

Competitive low rates

Wide range of terms to customized to fit your financial needs

Cash incentives up to $200* when you refinance your current auto loan with TFCU

Virtual application that takes just minutes and can be completed anywhere, anytime



New Auto Loan Rates

60 Months

Rates as low as

.Minimum loan amounts apply
72 Months**

Rates as low as

Minimum loan amounts apply


* APR = Annual Percentage Rate. Your actual rate may vary and will be determined at the time of disbursement, based on your credit worthiness, term, collateral, and loan program. Not all applicants will qualify for the lowest rate. Any savings is an estimated reduction in your monthly payment and not necessarily a reduction in the finance charges assessed over the life of your loan. Your actual savings will depend on the terms on which you refinance. Auto refinance incentive does not apply to car loans financed at TFCU or through SFAC, rateGenius or ILending. Loans to purchase a vehicle do not qualify. Other restrictions apply. The amount of the cash incentive is based on the loan amount and if the borrower is employed by a PC company. The amount of the cash incentive is based on the loan amount and if the borrower is employed by a PC company. Cash incentive amounts range from $100 up to a $200 maximum. Loan balance of at least $10,000 required for cash incentive. Cash incentive will be deposited to your TFCU savings account after loan closing with loan in good standing. Refinance offer limited to one per vehicle. Offer cannot be combined with any other offer. Other restrictions may apply.

Refinance Example:$10,000 loan at 5.94% APR with 60 monthly payment of approximately $193.11.

This offer may be removed at any time without notice. Loan rates and terms subject to change without notice. Loan subject to credit approval. TFCU will deposit the $1 minimum requirement to open your account. Must reside in state within TFCU lending area.

90-day payment deferral subject to credit qualification. Interest will continue to accrue during the 90-day deferral period on the full amount borrowed beginning on the loan issue date. The accumulation of interest , with no payments being made to reduce the principal, will be added to the total repayment amount. If you have purchased disability, and/or life insurance any charges will continue to accrue for any deferred month, and the final loan payment will include such charges. If you have purchased GAP insurance, please note that deferred payments may be excluded in the GAP coverage. Any deferred payments could be deducted from a GAP claim settlement, and you will be responsible for the remaining deficiency balance that may result. Other restrictions may apply. This offer may be removed at any time without notice.