TFCU Virtual Car Sale+

No Payments For 90 Days**
June 8th - June 23rd

Apply Now

The Sale is Virtual. The Car is Real.
Lock Yours in Today.

Get ready for the ride of your life! Picture this: sleek sedans, powerful SUVs, and sporty coupes all lined up, waiting for you to claim them at unbeatable prices - all done virtually. Whether you're upgrading your everyday vehicle or seeking that dream machine, we've got something for everyone. Our team is here to guide you every step of the way. Enjoy personalized assistance from our dedicated partners at Auto Advisors who are committed to making your car-buying journey seamless and stress-free. It's time to hit the road in style all done from the comfort of your home – let the adventure begin!

New & Used Car Special Offers Include

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No Payments for 90 Days**

TFCU is offering no car payments for 90 days**! Enjoy the extra cash in your pocket.

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0.25% Off APR***

Enjoy 0.25% percent off during car sale when you use our no-cost TFCU Auto Advisors.

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70+ Dealers

TFCU has partnered with 70 local dealers to provide you with special member pricing.

How To Apply For Virtual Car Sale

Step 1

Step 1: Get Pre-Approved

Knowing the make, model, estimated purchase price of the car and your preferred loan term will come handy!

Apply Now

Step 2

Speak With Our Auto Advisor

Once you're pre-approved, let your TFCU representative know you would like to have an Auto Advisor guide you through the next steps. Our Auto Advisors are here to help every step of the way! From finding your dream car to helping you negotiate the price. For this Car Sale, only receive an additional 0.25% off APR*** when you use our Auto Advisors.

Experience Effortless Auto Buying With Auto Advisors

Searching to buy a vehicle, truck, or SUV—new or used? But don't have time to shop, deal with pushy salesmen, or negotiate for hours? Without ever stepping foot inside a dealership, our colleagues at Auto Advisors will make it easy and get you the best deal possible. And yes, if you have a current car to trade in for an upgrade, they will take care of that, too! 

Your Auto Advisor Will:

  • Find your perfect car
  • Eliminate price negotiations
  • Get the most for your trade-in
  • Arrange for vehicle delivery

 

GettyImages-1399562185
GettyImages-1399562185

Experience Effortless Auto Buying With Auto Advisors

Searching to buy a vehicle, truck, or SUV—new or used? But don't have time to shop, deal with pushy salesmen, or negotiate for hours? Without ever stepping foot inside a dealership, our colleagues at Auto Advisors will make it easy and get you the best deal possible. And yes, if you have a current car to trade in for an upgrade, they will take care of that, too! 

Your Auto Advisor Will:

  • Find your perfect car
  • Eliminate price negotiations
  • Get the most for your trade-in
  • Arrange for vehicle delivery

TFCU Auto Loans Rates

Rates effective as of June 10th, 2024

Rates as low as:

5.24 % APR*

36 Months

New or Used

Purchased transactions only.

Other conditions may apply.

5.69 % APR*

60 Months

New or Used

Purchased transactions only.

Other conditions may apply.

5.89 % APR*

78 Months

New or Used

Purchased transactions only.

Other conditions may apply.

6.79 % APR*

84 Months

New Only

Minimum loan amount required.

Other conditions may apply.

FAQs

    • What Are the Prices and Discounts Available on the Cars During the Sale Event?

      The Auto Advisor will work to secure the best possible price for your desired vehicle.

    • How Much Do I Save if I Use Auto Advisors to Purchase the Car?

      You can benefit from a 0.25% rate discount in addition to the best available prices for your selected vehicle.

    • Are There Any Additional Incentives for Purchasing Multiple Cars or Referring Friends/Family?

      The 0.25% discount and the 90-day payment deferment are per application. If you have multiple applications, each vehicle app can qualify for the offer.

    • Can I Trade in My Current Car During the Event, and if So, What Is the Process?

      Yes, you can trade in your current car. Provide the relevant details to the Auto Advisor, who will guide you through the trade-in process.

    • Is There a List of Dealerships Participating in This Car Sale Event?

      Our Auto Advisors work with over 70 Dealerships. Once the vehicle information is provided, the Auto advisor will search thru all the dealerships that may have them available, and look for the best price possible.  

    • Is There a Link to This Car Sale Event Where I Can View the Cars?

      We are happy to be able to bring you concierge car buying. With inventories updating daily we prefer to work with you one one-on-one so that we can save you time and help make your car-buying experience a pleasant one.

    • Is This Promotion Available to My Friend and Family and if So, Do They Need to Open an Account With the Credit Union?

      Yes, this promotion is open to everyone. However, they will need to open an account with Tropical Financial Credit Union to secure a loan.

    • Can I Test Drive the Car I’m Interested in During the Event?

      Yes, test drive information will be provided by the Auto Advisor.

    • Are There Any Specific Requirements or Documents Needed for Purchasing a Car During the Event?

      The requirements are the same as usual. If any additional documents are needed, the member will be informed by the Underwriter.

    • Are There Any Additional Warranties or Packages Included With the Purchase During the Event?

      We finance our current products. If the car comes with any warranties or packages, the Auto Advisor will provide that information based on the vehicle.

    • Does This Car Sale Event Include New and Used Cars?

      Yes, the event features both new and used cars, offering a wide selection for buyers.

    • What Is the Return or Exchange Policy for Cars Purchased During the Event?

      The Auto Advisor will provide information on return or exchange policies, which depend on the vehicle and the dealer.

    • Will There Be Any Maintenance or Service Offers Available for Cars Purchased During the Sale?

      The Credit Union does not offer maintenance or service packages, but these may be available through the dealer where the vehicle is purchased.

Let's Get You Pre-Approved Today!

Apply Now

Disclosures

+All loans are subject to approval based upon credit-worthiness, qualifications and collateral conditions. TFCU membership eligibility is required with $1.00 minimum in savings. To be eligible for special Car Sale offers, you must apply for and be approved for your loan between June 8, 2024 and June 23, 2024.  Other restrictions apply. Offers are subject to change without notice. Car Sale offers are valid in the state of Florida.  Limited time offer which applies to purchases only.

*APR = Annual Percentage Rate.  Eligibility for the lowest advertised rate is based on creditworthiness, year of vehicle, ability to repay, credit score, down payment and terms.  Other rates and terms may apply and your rate may differ based on the loan program, term of repayment and other factors. Member must reside and Purchase the vehicle within the state of Florida. Other restrictions may apply. Rates are subject to change without notice.

** 90-day payment deferral subject to credit qualification. Interest will continue to accrue during the 90-day deferral period on the full amount borrowed beginning on the loan issue date. The accumulation of interest, with no payments being made to reduce the principal, will be added to the total repayment amount. Other restrictions may apply. This offer may be removed at any time without notice.

**Based on Auto Advisor’s calculation of average savings from MSRP for 2024 TFCU New Car transactions.

*** RATE DISCOUNT OF .25% when you purchase your car through Auto Advisors: Auto Advisor rate discount not applicable to Classic Vehicle loan rate. Car Sale/Auto Advisor rate discount of .25% may not be combined with any other offer/discount.

Eligibility for the lowest rate is based on creditworthiness, year of vehicle, ability to repay, credit score, down payment, and loan to value.  Auto loan example: $10,000 loan at 5.49%  APR with 36 monthly payments of approximately $301.96. Interest rate includes a .25% rate reduction for using Auto Advisor.  Other conditions may apply. Rates are subject to change at any time.  New Autos are defined as current and prior-year models.  Used Autos are defined as three years old or newer