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Hit the Open Road with a Credit Union Motorcycle Loan!

Our motorcycle rates will have you exploring the open road in no time. 



Want the Freedom to Explore, But Not Sure Where To Find the Best Motorcycle Loan Financing?

Hit the brakes because we’ve got you covered. Not only does Tropical Financial Credit Union offer new and used motorcycle finance rates, we also have resources to help you find the perfect bike. So, whether you’re looking to ride around in a classic style or zoom off on a sports bike, check out how we can help YOU.

Lowest Motorcycle Loan Rates

A good bike will cost a pretty penny, so why pay more in interest? We want to see you happy, which is why our motorcycle rates are some of the most competitive around.  

Easy Application

Chances are if you’re a bike rider you like to live life in the fast lane, so why should applying be any different? Time is valuable, which is why our easy application only takes 10 minutes tops!


Additional Protection

Just like auto, purchasing additional protection is recommended. Mechanical Breakdown Protection (MBP) or Guaranteed Asset Protection (GAP) are available for your motorcycle in Florida. 


Not Sure Where to Start? 

No worries, we're here to help. TFCU created the Motorcycle Buying Checklist with important tips and tricks to get you on the open road in no time! The checklist includes tips like: 

  • List of tasks to complete before your search begins
  • What to look for when looking for your dream bike 
  • And tips on negotiating your dream bike at a dealer

Read about these tips and so much more!
Download the Motorcycle Buying Checklist today!

Get my TFCU Motorcycle Buying Checklist
TFCU Motorcycle Checklist

Owning a Bike is More Than Just a Ride Around Town, It’s a Lifestyle. 

Ride in style with these low rates:

New Motorcycle Rate

3.34% APR*

Used Motorcycle Rate

3.34% APR*

The Latest Recreational Resources

Learn more all about financial freedom and the resources that will get you there!

*APR = Annual Percentage Rate.

Eligibility for the lowest advertised rate is based on creditworthiness, year of vehicle, ability to repay, credit score, down payment and terms.  Other rates and terms may apply and your rate may differ based on the loan program, term of repayment and other factors.  Other restrictions may apply.   Member must reside in a state within TFCU lending area. Rates are subject to change without notice. Current TFCU accounts must be in good-standing, not have any type of restrictions, and TFCU loans paid-to-date.

Loan example: $10,000 loan at 3.34% APR with 36 monthly payments of approximately $292.35

3.34% APR for 36 months up to 100% LTV. not to exceed the lesser of the invoice or the final purchase price on the new motorcycle or the NADA trade-in plus/minus options and mileage on used motorcycles Rates Valid on 2017-2019 motorcycles.  Limited time offer which applies to purchases only. Cannot be combined with any other offer or loan discount. No off-road dirt bikes and other restrictions may apply.

New motorcycles include current year and previous year. Used motorcycles include previously titled vehicles 7 years old or newer. No financing for off-road dirt bikes.  Other collateral restrictions may apply.