Compare and Pick the Best Florida Credit Card for You
those who need to establish or rebuild their credit with:
No annual fee
No balance transfer fees
No over-limit fee
Rates and terms are subject to change at any time. Other conditions may apply.
those who may need to carry over monthly balances and want a set fixed rate:
Enjoy a low fixed APR between 8.99%-16.99%1
No annual fee
No balance transfer fee
Same rate for balance transfers, convenience checks, and cash advances
1Rates and terms are subject to change at any time. Other conditions may apply.
those who want to earn points to get cash, travel, and merchandise with:
on all retail purchases1
1 Rates and terms are subject to change at any time. Other conditions may apply.
those who pay off their credit card balance a little at a time and want:
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
When it comes to protecting your personal information, you can't put a price on peace of mind
Mastercard is the only payment brand that provides its U.S. cardholders with services - at no extra cost - to help you detect and resolve identity theft.
ID Theft Alerts ID™ monitors what you can't see.
Emergency Wallet Replacement helps to replace your cards
Expert Resolution Services helps you get back your good name.
Relax While You Travel Because We Have You Covered
Mastercard ID Theft Protection
“In just minutes I was able to obtain a $10,000 credit card. It was seamless, it was easy, the people are friendly, and I highly recommend Tropical Financial to everyone.”
Steps to apply for a Florida Credit Card
WHAT YOU NEED
Please review our Credit Card Agreement for full details.
All loans subject to approval based upon creditworthiness, qualifications and collateral conditions. TFCU membership required with $5.00 minimum in savings. Must reside in a state within TFCU lending area.Current TFCU accounts must be in good-standing, not have any type of restrictions, and TFCU loans paid-to-date.
1 Platinum Rewards Mastercard - You will earn 1 reward point for each $1 of net purchases. Terms and conditions for the Rewards program apply. The CURewards® program rules will be mailed after the account is opened. All other transactions continue to earn 1 point for every $1.00 spent.
2 Balance Transfers. Please allow up to 3 weeks for us to complete your balance transfer request. You will need to continue to make payments according to the terms of the other agreements. We do not close your other account(s) even if you transfer the entire balance. We may refuse to process a transfer if it would exceed your credit limit.
APR = Annual Percentage Rate. Introductory rate applies to new Platinum and Platinum Rewards TFCU cardholders only. APR will initially be determined by your creditworthiness at the time of application. APR of 11.24% - 17.99% determined by your creditworthiness will apply. Mastercard Platinum and Mastercard Platinum Reward credit cards are offered with a variable rate based on, and changing with, the Prime Rate. Rates and terms are subject to change at any time. Other conditions may apply. Membership eligibility required with $5 in savings.