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Florida Credit Cards

How can we help you feel good about getting a better credit card?
Apply Now
Have a question? We'll call you.
Or you can call us at (888) 261-8328.

Compare and Pick the Best Florida Credit Card for You

MasterCard® Platinum Secured

Recommended for

those who need to establish or rebuild their credit with: 

No annual fee

No balance transfer fees

No over-limit fee

Low APR of 14.99%

Apply Now
MasterCard® Platinum Rewards

Recommended for

those who want to earn points1 to get cash, travel, and merchandise with:

No annual fee

No balance transfer fees

0% intro APR on purchases for 12 months*

0% intro APR on balance transfers for 6 months*

After intro APR period, enjoy a low variable APR between 10.49%-17.99%

Apply Now
MasterCard®
Platinum

Recommended for

those who pay off their credit card balance a little at a time and want:

No annual fee

No balance transfer fees

0% intro APR on purchases for 12 months*

0% intro APR on balance transfers for 6 months*

After intro APR period, enjoy a low variable APR between 9.49%-17.49%

Apply Now

When it comes to protecting your personal information, you can't put a price on peace of mind

Mastercard ID Theft Protection™:
Mastercard is the only payment brand that provides its U.S. cardholders with services - at no extra cost - to help you detect and resolve identity theft.
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ID Theft Alerts ID™ monitors what you can't see.

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Emergency Wallet Replacement helps to replace your cards

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Expert Resolution Services helps you get back your good name.

I want to signup for Mastercard® ID Theft Protection TM

Get Rewards You Will Use With MasterCard® Platinum Rewards

Earn one uChoose point for every dollar you spend that you can redeem for:
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Gift Cards

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Cash Back

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Travel

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Merchandise

I want to register my card.
I want to redeem my rewards.

Relax While You Travel Because We Have You Covered

All of our credit cards provide you with extra value, security, and protection when traveling with:
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MasterCard ID Theft Protection

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Extended Warranty

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Price Protection

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MasterCard Airport Concierge

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“In just minutes I was able to obtain a $10,000 credit card. It was seamless, it was easy, the people are friendly, and I highly recommend Tropical Financial to everyone.”

Ron
Member since 2014

Steps to apply for a Florida Credit Card

1

WHAT YOU NEED

You and your co-applicant (if you have one) will need your social security number, contact information, gross annual income, and monthly housing payment.
2

GET STARTED

Click here to get started and register yourself then click "start my application". If you have applied with us before, you can login with your email address to start a new application.
3

CHECK STATUS

Your application will be reviewed and we will keep you updated on its status.

You Can Feel Good About Your Credit Card

Join thousands of others across South Florida who feel good about banking with a better credit card.
Apply in ten minutes.

Get answers to common Florida credit card questions

Who do I call to report a lost credit card?

Please call 855-441-7713 an International 301-945-3580 to report a lost or stolen credit card.

Where can I see my credit card activity online?

Access your TFCU MasterCard by signing in to Online Banking and selecting the Credit Card tab or, by selecting the Products and Services link.

For first time access, enter your credit card information and you will then see all the transactions and history on your credit card.

You can also set up automatic payments through this link or make a one-time payment directly to the credit card at no charge!

What are the important contact phone numbers for my credit card?

For 24/7 service concerning the following:
MasterCard Credit Card activity: 855-441-7713 and International  301-945-3580 or through Online Banking
Debit card activation: 800-992-3808
Debit Card Lost or stolen cards: 800-472-3272
Debit Card Restricted: 800-262-2024
Traveling and having ATM/Debit card issues: 973-682-2652
To notify TFCU that you are traveling internationally: 855-441-7713 and International 301-945-3580 (MasterCard)
To notify TFCU you will be purchasing from an overseas company: 855-441-7713 and International 301-945-3580 (MasterCard)

What is uChoose?

To view and redeem your CU Rewards points go to: www.uchooserewards.com

Available online chat and via email address of service@uChooserewards.com

How can I make a payment on my TFCU MasterCard?

Credit Card payment options:
1. Sign in to your Online Banking account:
Upon access to Online Banking select the CREDIT CARD tab -enter your card information - then under MY PROFILE there is an option to pay your bill at no charge

2. Set up a payment through Bill Pay using the remittance information listed on your MasterCard bill

3. Make a transfer directly from your savings or checking account. Simply click on the TRANSFER link and complete the required information.

4. Set up a one-time or recurring transfer directly from your savings or checking account (Account Access - Scheduled Transfers- ADD)

5. Pay By Phone - Call TFCU's Call Center at: 888-261-8328

6. Mail your payment to
MasterCard
First National Bank of Omaha (FNBO)
PO BOX 2711
OMAHA, NE 68103-2711

7. Send an overnight payment to
Cash Management - Card Services
c/o (Client Name)
6400 Main Street
Amherst, NY 14221

What are the important contact phone numbers for my credit card?

For 24/7 service concerning the following:

MasterCard Credit Card activity: 855-441-7713 and International 301-945-3580 or through Online Banking

Debit card activation: 800-992-3808

Debit Card Lost or stolen cards: 800-472-3272

Debit Card Restricted: 800-262-2024

Traveling and having ATM/Debit card issues: 973-682-2652

To notify TFCU that you are traveling internationally: 855-441-7713 and International 301-945-3580

To notify TFCU you will be purchasing from an overseas company:  855-441-7713 and International 301-945-3580

Will I be able to select my own PIN number for my credit card?

Members can select their own PIN number by calling: 855-441-7713 and International 301-945-3580.

 

How can I transfer a balance to my TFCU MasterCard?

Balance transfers can be done online or calling the Call Center (855-441-7713 and International 301-945-3580) during business hours with the following information:

Payee name
Payee remittance address
Dollar amount of the payoff
Balance transfers can take up to three weeks. Please be sure to make the minimum payment in the meantime.

Please review our Credit Card Agreement for full details.

*0% APR Intro offer is available for new MasterCard Platinum and MasterCard Platinum Rewards cards only and the application must be received by 1/31/17.

1 MasterCard Platinum Rewards card-You will earn 1 reward point for each $1 of net purchases. Terms and conditions for the Rewards program apply.
APR = Annual Percentage Rate.  Introductory rate applies to new Platinum TFCU cardholders only. Existing members with current TFCU credit cards may not transfer a balance to qualify; existing and new members must apply for a new credit card to qualify. Your APR will initially be determined by your creditworthiness at the time of application. After the expiration of the introductory rate an APR of 9.49% - 17.99% determined by your creditworthiness will apply.  Credit cards are offered with a variable rate based on, and changing with, the Prime Rate.  Rates and terms are subject to change at any time.  Membership eligibility required with $5 in savings.