You Can Get $500 Off* Your Mortgage Closing Costs
When you finance your mortgage with us between April 1st until May 31st.
Every Dollar Counts, Especially Now!
Buy Your House With These Special Offers:
Fixed-Rate and Adjustable-Rate Mortgages Available
First-Time Home Buyers Only
With 3% Down Payment
Low-rate Home Loans
Including second homes and investment properties
First Mortgages Only*
No Prepayment Penalties
Which Is The Right Loan For Me?
Are you unsure what you’re getting into with a Florida mortgage? At Tropical Financial, we cater to the distinct loan requirements of each buyer. Whether it's securing a fixed-rate loan for extended periods, assisting first-time home buyers, or facilitating short-term home loans, we're here to guide you through the process.
Our HomeAdvantage® Program
Start your home search with us and receive cash rewards** when you buy and/or sell a home.
Live Updates of the Loan Process Through TFCU Mortgage Mobile App
Step-By-Step Guidance From Pre-qualification to Closing
Programs That Include Perks Like Cash Rewards and More
Unlock Exclusive Benefits with HomeAdvantage®
As a member of Tropical Financial, you have access to the HomeAdvantage® program, offering a range of benefits tailored to your real estate needs.
With HomeAdvantage®, you can tap into the expertise of local real estate agents who will guide you through the buying or selling process. Plus, enjoy financial incentives like cash back and discounts on closing costs. Utilize our user-friendly online tools to search for properties and estimate their values, and take advantage of educational resources to deepen your understanding of the market.
Still Need Some Help?
Do you have any questions or need some more information about which mortgage is right for you? Click the button below and fill out our form so that one of our financial experts can call you back and help you with all that you need.
Disclosures
*$500 will be applied at closing as a closing cost credit, appearing in the closing disclosure. New purchases only. Offer applies to loan amounts of $250,000 or more. Offer good for applications taken between 04/01/2024 and 05/31/2024. Must close 90 days after the application is submitted. Offer applies to first mortgages only, no second mortgage/HELOC type loans. Offer may be removed at any time without notice. All home lending products are subject to credit and property approval. Rates, program terms, and conditions are subject to change without notice. Offer cannot be combined with other promotions or discounts. Offer cannot be combined with other PC offers. Other restrictions and limitations may apply. TFCU membership required. We will deposit the $1 minimum requirement to open.
**To be eligible for the HomeAdvantage® Program Cash Rewards, you are required to use a HomeAdvantage® approved agent. To register to participate in the program and select an agent, visit https://tropical.mycuhomeadvantage.com. Cash Rewards represents a savings in closing costs equal to 20% of your agent’s commission. Examples are based on a 3% commission and could change based on the actual commission earned. Cash Rewards are provided through HomeAdvantage® Program. Interested party contribution limits will apply. Other Restrictions may apply. Cannot be combined with other offers. Programs, rates, terms, and offers are subject to change without notice. TFCU membership required. We will deposit the $1 minimum requirement to open.